Meet Your Banker: Callie Duhl

In our Meet Your Banker Series, we visit with Callie Duhl. Callie is the Branch Manager of our Jackson County Banking Center in Jackson.

Callie Duhl

Callie Duhl is the Branch Manager of our Jackson County Banking Center in Jackson.

Chat with Callie about her life and career and one thing is clear. She is devoted to her community, family and bank customers. The Jackson native has spent her entire life in Jackson, graduating from Jackson High School and building a long banking career before joining the VCNB Financial Family last year.

Like many VCNB Branch Managers, she started her career as a teller, working her way through a variety of positions including head teller, assistant manager and lender, seeing the banking business from a variety of angles. “I’ve done lending for most of my career and that’s what I like the best. It’s fun helping people get the things they need or want, the things that improve their lives,” she said.

Yet, this isn’t the life path Callie had envisioned for herself. As a lover of the outdoors, she has always enjoyed spending time caring for flowers, mowing and doing other outdoor work. “I never gave a thought to sitting behind a desk eight to ten hours a day. However, this is the path that God lead me down. My Grandpa always told me that God has a big sense of humor,” she exclaimed. “I’m right where I’m supposed to be and I’m glad to be here.”

Callie and her husband Alan have a fifty acre farm that keeps them busy. They have been married for 35 years and have one son. Their son works for the sheriff’s office and his wife is an RN. They have four young children who Callie adores.

She also is active as a founding member and treasurer of the Jackson Area Kiwanis. “Up until Covid hit we were staying busy in the community. It’s been different this summer but everything has been different,” she said.

Callie praised her customers for being so patient with lobby limitations during recent months. “Our customers have been just wonderful. So patient and kind to wait their turn. We couldn’t ask for better,” she said.

She takes customer service very seriously. “It’s important to me that we know our customers and that we do as much for them as we can,” she said. “Most of the time, when someone comes in, at least one of us knows their name and I think that’s important for people to feel comfortable coming in and doing business with us. We have all the technology anyone could want and we have the products they’re looking for but most people are really looking to make a connection with their banker.”

The branch will soon move to a new building, just around the corner from the current location. Construction is wrapping up at 471 McCarty Lane, just across the street from the BMV. “We can’t wait to move in and to welcome customers into the new office. It’s going to be wonderful!”

 

 

 

Meet Your Banker: Katy Hanes

Our Meet Your Banker series continues today with Katy Hanes who is the Branch Manager at our Friendly Bremen Banking Center on East Main Street in Lancaster.

Katy Hanes

Katy  Hanes is the Branch Manager of our Friendly Bremen Banking Center on East Main St. in Lancaster.

For Katy, her job, family and connection to the agricultural community are so closely intertwined, it is hard to separate the three. The Amanda area native grew up in a farm family and is happy that her job allows her to serve so many customers who are part of the local agricultural community.

She grew up on a crop and cattle farm, belonged to 4-H for 12 years, and learned to value the agricultural community so much that she went after a degree in Agricultural Business at Ohio State University. While she didn’t intend to become a banker, Katy said that the job gives her an opportunity to help lots of people and to use her experience in agriculture to specifically help area farmers.

“One of the things I appreciate about working for a community bank is that we get to know our customers and their unique needs. Growing up on a farm, I understand a farmer’s business and their needs. They don’t have to explain their life and the challenges to me the way they would to someone without that background,” she explained. “And it’s sort of fun when a customer comes in and they recognize me from 4-H. We’ve never met but they remember me as that little girl showing her steer at the fair years ago. It’s important for a banker to be able to relate to their customers and this is an area where I can definitely relate.”

Today Katy lives on a 140 acre farm with her husband Calvin and their two kids. They have about 75 cows and their calves and enjoy the farm life. The farm, work and family keep her busy but she does find time to enjoy the bank’s involvement in various community activities. Her kids, ages five and seven, both love horses and their practice and competitions keep the whole family on the go.

“I talk a lot about agriculture because that’s what I grew up with and that’s what I know best. It’s what I’m most passionate about but I really love getting to know all kinds of people. We live in a great community and that shows in the wonderful customers we have here!”

 

 

 

Meet Your Banker: Sue Ross

Our Meet Your Banker series continues today with Sue Ross who is the Branch Manager at our Franklin County Banking Center in Grove City.

Sue never intended to be a banker but after a forty year career there is no doubt that banking is her calling. Most of those years have been spent working for Grove City banks but the last five have been with VCNB.

Sue Ross

Sue Ross is the Branch Manager of our Franklin County Banking Center in Grove City.

She started her banking career eleven days after graduating from Utica High School. She actually began working in lending, indirect lending, risk management, equipment leasing, and trust.

Sue spent a few years in a corporate environment where bankers devote most waking hours to work. “You worked 55 to 65 hours per week and it was all about doing more. There was no work life balance so it was a pleasant adjustment coming here,” she said. “They say no one ever puts on your headstone that you should’ve worked a little more and it’s true!”

Instead, she appreciates the reasonable work schedule and focus on customer relationships at VCNB. “I love generational banking! You take good care of mom and dad and when the time comes, you develop a relationship with their child as they need a savings account and a first car loan. As they’re getting married and need a home, as they’re raising their own children, the cycle continues because you were first a trusted advisor for their parents,” she explained.

Sue and her husband Donald live on a five acre ranchette with all their kids – three horses, two dogs and a cat. They spend a lot of time caring for their critter kids as well as helping elderly friends and neighbors.

She is active with the Grove City Area Chamber of Commerce and a member of the Chamber Foundation Scholarship Committee. Sue also prides herself on being a resource for local seniors, has volunteered at local nursing homes and is an avid bingo caller for Evans Senior Center in Grove City. She volunteers with the Refuge, providing financial education and budgeting assistance to women who are overcoming addiction.

There are two quotes that Sue draws from for inspiration. The first is “never allow yourself to be too busy to make someone feel special.” The other is an Albert Schweitzer quote. “He said ‘aim for service and success will follow’ and I just think that says it all. It has been a rewarding career because I truly love serving our customers. The true reward is getting to know them and building long, lasting relationships with people who become your friends and sometimes become like family.”

 

Meet Your Banker: Matt Hearn

Our Meet Your Banker series continues today with Matt Hearn. Matt is the Branch Manager at our Canal Banking Center in Canal Winchester.

Matt Hearn

Matt Hearn is the Branch Manager of our Canal Banking Center in Canal Winchester.

Ask Matt to talk about banking and it’s clear that it’s all about the customers for this California native. “I like being able to get to know my customers and I think they appreciate the personal touch they get from us. That’s not something that’s encouraged or even possible at big banks so it feels really good to offer it here,” he said.

Matt should know. He cut his teeth in banking by working his way up from Retail Banker to Branch Manager for a big bank in Lancaster. He spent about six years there before making the move to VCNB’s Lancaster West Fair Avenue branch. He was hired to be a Retail Banking Officer but quickly rose to the position of Branch Manager.

Earlier this year, he made another change by moving to our Canal Winchester branch which he manages today.

“I have found opportunities here to really get to know my customer. They come in and we have a chance to talk about their child who just graduated high school or about what they need from us. Nothing makes me happier than when they bring their dogs and we get to give them a treat,” he said with a laugh.

In his free time, Matt sits on the Income Council of United Way for Fairfield County. He’s been a member since 2017 and says their primary focus is on funding for shelters, food banks and emergency services.

He and his wife have been married for four years and have a one year-old daughter.

“The best part of my job is the relationships. Nothing makes you feel better about what you do than when a customer says they trust you or when a customer shows up in your new office just to see you.”

 

 

 

 

Meet Your Banker: Charlotte McCarty

Today we continue our “Meet Your Banker” series by talking with Charlotte McCarty. Charlotte is the Branch Manager of our Vinton County National Bank in Wilkesville.

Charlotte McCarty

Charlotte McCarty is the Branch Manager of our Vinton County National Bank in Wilkesville.

Charlotte has spent most of her banking career serving the people of Wilkesville and it shows. That’s because almost everyone knows and respects the Vinton County native who started at the bank more than 25 years ago. After training in McArthur, she took up her post as a part time teller in Wilkesville and has since grown to hold different positions including Assistant Cashier, Head Teller, Branch Service Manager and now, Branch Manager.

She also holds the distinction of being the bank’s first Master Teller, a difficult achievement that proved her knowledge and skill as a Senior Teller. “It’s funny because when I started here I didn’t know anything about banking and wasn’t sure that I could even do the job. But I was very excited to come to work and really enjoyed it,” she reminisced.

“The thing about working in a small community is that you get to know almost everyone and they get to know you. It feels good when someone calls and asks for you. It tells you that that you’re doing something right – that you’ve built a relationship with that person and that they trust you to take care of them,” Charlotte said.

She knows all about building relationships, having grown up in a family of ten kids. “I love being part of a large family. The closeness of a big family is something really special and it’s nice always having so many people around for support. With that said, I didn’t want a large family of my own! I just had two,” she laughed.

Her two – a boy and a girl – are grown now. She has three grandchildren as well. Charlotte stays busy in her free time. Her husband Denver pastors the Fairview Church of Christ in Christian Union. The couple have been active in their church for their entire married life and she has taken on many roles including Sunday School teacher and song leader. She also looks forward to Wilkesville’s events like the annual Fish Fry and the Independence Day parade.

Many people have recently benefited from Charlotte’s generosity and talent as a seamstress. She’s made over 140 masks with sewing supplies she had in her stash. “I had all kinds of fabric here that I hadn’t done anything with and enough elastic to get started with. So when I heard that people needed masks I thought that’s something I can help with!”

She has made many dresses over the years including all of the dresses for her daughter’s wedding party and the wedding gown, embellished with hand sewn pearls. Her granddaughters and their friends benefit from her talent as well as she does the alterations for their special event dresses.

Back at work, Charlotte said she and her staff continue working to serve customers and to prevent disruptions for customers through these challenging times. “We are still able to help customers with anything they need even though our lobby wasn’t open for a awhile. We just want to keep everyone safe in the process and to do everything we can to satisfy our customers,” she said. “It has been different but we’re making it work.”

 

 

Meet Your Banker: JJ Wright

Some of our lobbies are open while others are available by appointment only but we are still here to help with what you need! Today we continue our “Meet Your Banker” series by talking with JJ Wright. JJ is the Branch Manager of our Hocking Hills Banking Center in Logan.

While JJ has worked in our Logan office since 2018, customers in three markets will recognize him. That’s because he’s also been the Branch Manager for our Canal Banking Center as well as the Friendly Bremen Banking Center on East Main Street in Lancaster.

JJ Wright

JJ Wright is the Branch Manager of our Hocking Hills Banking Center.

The 2006 Lancaster High School graduate has a degree in Business Administration from Liberty University. His career has been spent in banking, starting out as a teller and working his way up through the ranks at another bank before moving to VCNB in 2015 to be the Branch Manager in Canal Winchester.

“It’s going to sound cheesy but I love helping people, especially the problem solving aspect of what I do,” he explained. “I appreciate that we are taught about why a policy or procedure exists and the bank gives us the tools and leeway to work with our customers. We’re sometimes able to find ways to help the customer whether it’s helping them get approved for a car loan because their car just blew up or finding ways to help them stop over drafting an account,” he said.

JJ grew up in Lancaster but has lived in Hocking County for the last ten years. He and his wife LaBreeska will soon celebrate their tenth wedding anniversary. The couple have two children – McKenna, who is five and Jayce, who is three.

In his free time, JJ has taken up woodworking, a hobby which he is able to share with his wife. “I do the building and she’s phenomenal at the finishing – whether it be with stain or paint. So a lot of times, I’ll be working on a project and she’ll be over there finishing another,” he said while describing the blanket ladders, tv stand and other pieces they have completed. “It’s just a really good way to let go of stress after a long day. It’s nice to have that creative outlet and to have that sense of accomplishment when you can see what you’ve done.”

He is also very involved in the New Life Christian Center, belongs to the Logan Rotary Club, and serves on the United Way of Hocking County Board.

Many Hocking County Fair supporters will recognize JJ and the Logan staff for their work organizing and running the fair’s livestock sale. “This is a ton of work that extends beyond the fair but it’s an incredibly rewarding thing to do. Those kids have worked so hard on their 4-H projects. We love the small part we play in helping them sell their animals at the livestock sale.”

While VCNB has taken numerous safety precautions, the Logan branch did have a confirmed case of COVID-19 in April. While everyone is healthy, they continue to operate with drive-thru service only. “We are profoundly grateful to our customers for their understanding and willingness to let us work with them to best serve their unique needs and circumstances. So many of them have been concerned about our health and I honestly can’t stress how grateful we are for their caring and cooperation.”

Meet Your Banker: Brittany Walters

Our lobbies are available by appointment only but our bankers are still here to help you! Today we continue our “Meet Your Banker” series by talking with Brittany Walters. Brittany is the Branch Manager of our Ross County Banking Center on Main Street in Chillicothe.

Brittany Walters

Brittany Walters is the Branch Manager of the Ross County Banking Center on Main Street in Chillicothe.

Brittany started her career, not in banking, but in customer service. She first worked for a major cell phone provider before becoming a personal banker at a big bank. Consequently, care for customer satisfaction is evident whenever she talks about helping customers.

She talks a lot about educating customers so that they can help themselves. “I don’t want to just tell a customer what kind of product they need. I like to guide them and help them feel comfortable with their choices,” she said. “It’s rewarding to educate someone about how their choices effect their credit and then to see their credit score go up because of their hard work.”

Brittany believes that offering this kind of education to customers is an important part of community banking. “You don’t find that community feel just anywhere but our involvement in the community allows us to be a resource to customers,” she said. “That extends to employees too. When your staff and coworkers feel like family, you all work together better. You help each other out more and you feel like we’re all in this together.”

The Jackson native went to Shawnee State University. She has been married to her husband Tim for eight years and the couple have two young boys. They live just outside Chillicothe where they have spent the last few years transforming their property with fruit trees, berry bushes and garden space. They even raise chickens for the farm fresh eggs and have enjoyed having baby chicks this spring.

She said they attempt to expand their crop every year and work to preserve beans, spaghetti sauce and other goodies to enjoy later. “We love doing anything outdoors! We especially enjoy hiking and spending time in the woods as a family,” she said. “And we love our garden! It’s a lot of work but it’s so rewarding to eat the food you grew yourself!”

Brittany is also involved in the community through annual events like Salvation Army bell ringing each Christmas and working the Buck Fifty. The Ross Chillicothe Chamber of Commerce is another organization she is involved with. She especially enjoys the Chamber’s quarterly New Member Breakfast which the bank sponsors. “It’s a lot of fun to network with new members. There’s good food and you get to hear about their plans for their businesses in the community and about how the bank might help,” she explained.

“And after all. Isn’t that what community banking is all about? Getting to know your neighbor and seeing how you can help?”

 

Meet Your Banker: Nicole Scott

Our lobbies are available by appointment only but our bankers are still here to help you! Here we continue our “Meet Your Banker” series by talking with Nicole Scott. Nicole is the Branch Manager of our Friendly Bremen Banking Center in Bremen.

Nicole Scott

Nicole Scott is the Branch Manager of our Friendly Bremen Banking Center in Bremen.

When Nicole talks about life as a community banker during COVID-19 the conversation quickly turns to others. “I miss seeing our regular customers and I worry about many who are struggling. In fact, I really miss a lot of the face-to-face contact that we’ve always taken for granted,” she said. “Most of all, I miss being able to shake hands with my customers.”

Nicole’s path to Branch Manager was somewhat unusual. She has a degree in Human Services and Corrections from Hocking College but she took a job with another bank’s operations department about fifteen years ago. The work suited her and she moved to a similar role at VCNB four years later. She calls her time in that department “rewarding and training like no other.”

In 2016, Nicole was involved in an accident that put her on a year-long path of recovery, nearly causing the loss of her arm. “I did some soul searching. That kind of experience makes you wonder what will happen if you don’t get better. It makes you question if you’ve done everything you should be doing” she said. “I define failure as making the choice not to do more when you know you can do more. So when I felt like I hit a plateau in my position in operations, I knew it was time to challenge myself and set new goals.”

She believed her purpose was to help customers. So she took the leap into the VCNB Personal Banker Program and worker her way up to Branch Manager in Bremen. Today she enjoys leading her branch employees and helping them grow. She also has strong feelings about community involvement. “I just love helping where I can.”

Nicole is Vice President for the Bremen Area Chamber of Commerce and will soon graduate from the Fairfield Leadership Program. She also seeks opportunities to show kindness to others both in her personal life and through charitable giving at the bank. For example, when she heard about an effort by the Mithoff to provide Fairfield County families with Easter baskets and holiday dinners, she jumped right in to help. “They provided dinners for about six hundred families and baskets for several hundred kids. What the bank was able to contribute, what I was able to contribute, was very small in the context of so many in our community who stepped up to help,” she said. “I was in awe of what they were able to accomplish with everyone pitching in.”

Nicole has three children and is the author of two published novels. She also enjoys long range rifle shooting and is proud to say she can hit a target at a thousand yards. An avid traveler, she seeks out unique and memorable experiences.

She looks forward to the day lobby doors are again open to customers. “We try to check on many of our customers now. We want them to know we are thinking about them but it will be a joyous day when we can open our doors and see them again!”

Meet Your Banker: Kati Maple

Our lobbies are available by appointment only but our bankers are still here to help you! Today we continue our “Meet Your Banker” series by talking with Kati Maple. Kati is the Branch Manager of our Pickaway County Banking Center in Ashville.

Katie Maple

Kati Maple is the Branch Manager of the Pickaway County Banking Center in Ashville.

Ask Kati what she likes best about her job and she immediately starts talking about her customers. The twenty-year banking veteran says that her career has always been centered on helping others and that this is the best part of her job.

Before coming to work for VCNB, she had experience working for another bank, was a stay-at-home mom, and sharpened her customer service skills helping antiques venders through the Scott Antique Company. But she describes coming to work for VCNB as “a little like coming home.”

While she has been in Ashville for the last five years, customers in Bremen and Lancaster will know her as well. She started out as a teller in Bremen before being promoted to Head Teller and then to New Accounts Officer before becoming Branch Manager. From there, she moved to our branch on East Main Street in Lancaster to be Branch Manager for five years.

When the bank acquired branches in Pickaway County, Kati’s experience with VCNB and her attention to customer satisfaction made her a good leader for the Ashville office. “I love to offer good customer service. I like to problem solve and love when I can figure out a customer’s issues. That’s rewarding to help and to be a resource for them,” she said. “Even with seventeen branches, we are still a community bank. We’re still allowed enough leeway to help customers in a way that you just don’t find at big businesses. I mean, we all know the Executive Team here. We all know the President. We all are given the confidence and the freedom to work together.”

Kati has a tightknit family and one built around their faith. Her two grown daughters also work in careers of service to others – Haley is a teacher and Lydia is a nurse. She was also proud to welcome a son-in-law, Bryce, to her family last year. As her family’s middle child, she remains close to both her sisters as well.

Her husband Mike is deceased, but Kati remains close to his family and spends much time with her church family where her father-in-law is the pastor. She teaches Sunday School and helps with Bible School every year.

In Ashville, Kati and the staff are involved in a number of community activities. They help with weekend packs of food and snacks for students at Teays Valley Local Schools. The bank provides the chicken for the community’s free Gazebo Gatherings picnic over Labor Day weekend and the staff helps serve. They also pass out water at the 4th of July celebration fish fry. “It’s important to be out in the community and I wouldn’t have it any other way,” she said.

Relationships and people are important to Kati and are at the heart of everything she does. “My home family, my church family, my community family and my relationship with God are the most important things in my life,” she explained. “My relationship with the Lord has brought me to this point and I just want to be a blessing to everyone around me.”

 

Meet Your Banker: Jessica Calder

Our lobbies are available by appointment only but our bankers are still here to help you! Today we continue our “Meet Your Banker” series by talking with Jessica Calder. Jessica is the Branch Manager of our Pickaway County Banking Center in Circleville.

Jessica Calder

Jessica Calder is the Branch Manager of the Pickaway County Banking Center in Circleville.

Jessica has worked in banking for over fourteen years. She has tried another line of work and knows that it’s just not for her. “I took a break from banking for a while. During part of that time I worked in another kind of office and hated it,” she explained. “I love what I do now because it gives me a chance to work with people, to get to know them. Our customers come to know us and to trust us when they have a problem or a question and I love being that person they turn to. Customers become friends and many become our family.”

She started her banking career as a teller for one of the corporate banks in Circleville. She went on to be a teller supervisor for two other big banks before finding her way to VCNB where she has been Branch Manager for Circleville’s Pickaway County Banking Center for about two and a half years.

“This place actually cares about the customers, about employees and their families and it shows. It’s possible to have work-life balance here and I’m grateful for that opportunity,” she explained. “Plus they give us the time and the money to give back to our communities!”

Jessica knows a thing or two about giving back to the community. The Circleville High School graduate is the Treasurer for the Pickaway County Chamber of Commerce and she coaches biddy league volleyball every August through October. She has volunteered as the fifth and sixth grade volleyball coach for four seasons. She had fourteen girls last season and, while she says her fall schedule is hectic and tiring, she feels like she’s doing some good. “It’s the greatest thing in the world to coach and to give back,” she exclaimed. “And when they run up to you off season and ask if you’re coming back next year, you know you did something right!”

She and her husband have been together for twelve years and have four children – their son is serving in Afghanistan, one daughter is in college and their other two daughters are in high school.

Jessica commented on how different work life is in her branch now that the lobby is closed. “We miss our customers and the face to face contact with them. Some of our customers we are used to seeing every day or at least a few times a week and I think we really took that for granted,” she said.

The staff has been reaching out to customers as time allows. “We just want them to know we’re here to help in any way we can and we want to make sure they’re staying healthy and well,” she said. “We look forward to seeing everyone back in the bank and life go back to normal.”