Charlotte McCarty To Retire On New Year’s Eve

When Charlotte McCarty rings in the new year, she will do so as a retired person. In fact, New Year’s Eve will be her last day on the job after a 26 year career at Vinton County National Bank.

Charlotte McCarty will wrap up her 26 year career at VCNB when she retires on New Year’s Eve.

She began her career as a part time teller, a position that grew into a full time job. She has held a few titles including Head Teller, Branch Service Manager and now Branch Manager. Through it all, she has served the customers of our Wilkesville branch where she has gotten to know scores of people who she says she will miss. “I’m looking forward to retiring but I’ll miss the people a lot. We have customers who I’ll miss. Plus we have some wonderful employees who I’ll miss too,” she said.

Charlotte has worked for the bank for 26 years and has spent most of them with coworker Alice Mccloud who just retired last week.  “We live close enough we can see each other sometimes but it will be strange not seeing her every day,” Charlotte laughed.

She didn’t intend to get into banking. A friend who worked at VCNB called and asked if she would be interested in the job. “I didn’t know anything about banking and wasn’t sure I could even do the job. But I really enjoyed it when I got the hang of things.

One important part of community banking is building relationships with customers and she is especially good at doing that. “The thing about working in a small community is that you get to know almost everyone and they get to know you. It feels good when someone calls and asks for you. It tells you that you’re doing something right – that you’ve built a relationship with that person and they trust you to take care of them,” she explained.

While she says she will miss those human connections, Charlotte looks forward to having free time for the things she enjoys. “I just like the idea of being able to do what I please, when I want to. It will be nice to get into sewing more or to get in the car and go somewhere. I’m hoping to do some gardening and take better care of my flowers. I always have good intentions in the morning and think of all the things I’ll do when I get home after work but sometimes I’m lucky just to make dinner and do dishes. It’s hard to keep up.”

Her husband Denver has been retired for a few years. “It has been hard to get up and leave home on cold, frosty mornings when he gets to stay home,” she laughed. “Now I can stay in or we can go to Amish Country or something. I was up there a while back and did some fun things but I really loved just driving around a looking at things. I hope to do more of that.”

Charlotte and Denver have two grown children and three grandchildren. Denver pastors the Fairview Church of Christ in Christian Union and the couple have been involved in the church for their entire married life. She has taken on many roles including Sunday School teacher and song leader. She also is a talented seamstress who made over 200 masks early in the pandemic and has made special occasion dresses including her daughter’s wedding gown and all the dresses for the bridal party.

“Sometimes I think I might come to really miss working. I like staying busy and I like the people. This has been a good place to work. I couldn’t have asked for a better place to work all these years but I’m glad that I’ll have more time for me.”

Alice McCloud Will Retire On Christmas Eve

Longtime VCNB employee Alice McCloud is giving herself the gift of retirement this Christmas. In fact, Christmas Eve will be her last day as a teller in our Wilkesville branch. “I don’t think it has really sunk in yet that I won’t be coming back after Christmas. It doesn’t feel real yet,” Alice said.

Alice McCloud will retire on Christmas Eve.

Real or not, the day is fast approaching and Alice said that she is excited even though she will miss the people she works with and many of her customers. “I enjoy my coworkers and how we all get along. We help each other out and no matter what comes up, we work together. It’s fun being a part of that,” she said.

She also talked at length about her customers and what they mean to her. “Our customers are all so great. They make you feel like part of their family because they kid with you, they joke, and stand and talk to you even when they’ve finished their business. We have so many wonderful customers that I’ll miss,” she said.

She talked about helping regular customers and getting to know their needs. “You get to know them, you remember their account numbers and sometimes I know what they want before they tell me. That makes them feel good,” she said.

While she will miss the people she encounters at work, she looks forward to having more free time and to doing the things that she enjoys best.  “Family. I want to see my family more. I’m looking forward to having more time for my hobbies and crafts too.”

She has a grown daughter and two grandchildren who she hopes to see more. She enjoys needlepoint, cross stitch and reading as well. Alice also hopes to do some traveling in the form of day trips. She enjoys getting out to hike and sightsee. “There are a lot of places I would like to see that are close but I could never get around to visiting. It’s hard when you work all day, all week and you try to fit everything into a weekend,” she explained.

Alice is a self-proclaimed homebody who likes to call herself “a plain old person.” However, there is a part of Alice’s life story that isn’t at all boring and that is actually inspiring.

After the end of a “not so great relationship,” Alice went back to school and got her degree from the University of Rio Grande more than twenty years ago. ‘I always told my daughter that school was important and thought I should act like it,’ she said. The single mom was older than most of her classmates and sometimes even older than her professors. “The first time I walked into a class and my teacher was younger than me, I wanted to turn around and walk out,” she laughed. “It was a lot of work and it was hard to get back into the swing of studying and doing homework but I’m so proud of myself for doing it.”

She saw a number of life changes while pursuing her education. It was during this time Alice met Keith, the man who would become her husband. She also started working part time at the bank. “When we started dating, I told him that I wasn’t looking to get married or anything until I could take care of myself and stand on my own two feet. That was important to me that I be able to do that for myself.”

Today, the pair have been married for 22 of the 29 years they have been together. She says he’s a good guy and a great cook and that she looks forward to spending more time together when she retires.

As for that degree, she never actually put it to use. “I went full time at the bank at about the same time I graduated and didn’t really want to leave. The bank has been good to me, it’s like a big family here, and I have always enjoyed what I do,” she said.

With her last day fast approaching, Alice said she will miss working but has much to look forward to in the future.  “I will miss it. Coming here every day is like being part of a family but I’m looking forward to having time for myself.”

Meet Your Banker: Charlotte McCarty

Today we continue our “Meet Your Banker” series by talking with Charlotte McCarty. Charlotte is the Branch Manager of our Vinton County National Bank in Wilkesville.

Charlotte McCarty

Charlotte McCarty is the Branch Manager of our Vinton County National Bank in Wilkesville.

Charlotte has spent most of her banking career serving the people of Wilkesville and it shows. That’s because almost everyone knows and respects the Vinton County native who started at the bank more than 25 years ago. After training in McArthur, she took up her post as a part time teller in Wilkesville and has since grown to hold different positions including Assistant Cashier, Head Teller, Branch Service Manager and now, Branch Manager.

She also holds the distinction of being the bank’s first Master Teller, a difficult achievement that proved her knowledge and skill as a Senior Teller. “It’s funny because when I started here I didn’t know anything about banking and wasn’t sure that I could even do the job. But I was very excited to come to work and really enjoyed it,” she reminisced.

“The thing about working in a small community is that you get to know almost everyone and they get to know you. It feels good when someone calls and asks for you. It tells you that that you’re doing something right – that you’ve built a relationship with that person and that they trust you to take care of them,” Charlotte said.

She knows all about building relationships, having grown up in a family of ten kids. “I love being part of a large family. The closeness of a big family is something really special and it’s nice always having so many people around for support. With that said, I didn’t want a large family of my own! I just had two,” she laughed.

Her two – a boy and a girl – are grown now. She has three grandchildren as well. Charlotte stays busy in her free time. Her husband Denver pastors the Fairview Church of Christ in Christian Union. The couple have been active in their church for their entire married life and she has taken on many roles including Sunday School teacher and song leader. She also looks forward to Wilkesville’s events like the annual Fish Fry and the Independence Day parade.

Many people have recently benefited from Charlotte’s generosity and talent as a seamstress. She’s made over 140 masks with sewing supplies she had in her stash. “I had all kinds of fabric here that I hadn’t done anything with and enough elastic to get started with. So when I heard that people needed masks I thought that’s something I can help with!”

She has made many dresses over the years including all of the dresses for her daughter’s wedding party and the wedding gown, embellished with hand sewn pearls. Her granddaughters and their friends benefit from her talent as well as she does the alterations for their special event dresses.

Back at work, Charlotte said she and her staff continue working to serve customers and to prevent disruptions for customers through these challenging times. “We are still able to help customers with anything they need even though our lobby wasn’t open for a awhile. We just want to keep everyone safe in the process and to do everything we can to satisfy our customers,” she said. “It has been different but we’re making it work.”