Small Business Spotlight: Homegrown on Main

Small businesses are important to communities and running a business is tough work. That’s why we feature a small business in one of our communities every month!

Step inside Homegrown on Main and it feels a little like coming home. First you notice the aroma of candles and homemade soaps. Then you spot the wood floors and character of a remodeled old building before your eyes focus on an array of finely crafted local items.

Once your eyes settle on the shelves of pottery, baskets of photos and artful displays of jewelry and wood items, it’s hard to look away.

This store on Logan’s Main Street is home to 53 artists and craftspeople who create unique works of art from their homes and studios around the Hocking Hills region. Store Manager Rose Arthur smiles as she discusses the merchandise they sell that cannot be found anywhere else. “I love that we have such a variety of high quality work,” she said. “These are things you cannot buy anywhere else.”

The variety of mediums represented here is impressive – woodworking, fused glass, painting, blown glass, drawing, photography, candle making, writing, leather work, jewelry, pottery, knitting, sewing, crochet, alcohol inks and paper goods can be found here, representing a range of tastes and prices.

They also sell items to help local organizations including Empty Bowls, the Washboard Festival, Hemlock Heroes, the Hocking County Historical and Genealogical Society and Logan in Bloom.

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“It’s a lot to look at and take in. I think you see something different every time you walk through, Rose said. “We have some regulars who come in just to see what’s new so the artists are often changing their inventory and trying new things.”

For example, painter Donna Voelkel was inspired by peers creating alcohol inks. With some research and practice, she has mastered innovative techniques for embellishing alcohol inks, creating something entirely fresh and new. At the age of 84, she is proving that it’s always a good time to do something innovative.

This storefront was actually born from the ashes of the region’s beloved Hocking Hills State Park Dining Lodge which was destroyed by fire in 2016. Members of the Hocking Hills Artists and Craftsmen Association sold their creations at the lodge.

In addition to losing their art to the fire, they lost retail space as well.

That’s when the group began devising a new plan with the help of the Hocking Hills Tourism Association, the local organization aimed at bringing tourism to the community. Efforts were already underway to revitalize downtown Logan and it made sense for the partnership to be part of the revival by opening a retail store here.

The rest, as they say, is history. Today the partnership has strengthened and the interest in locally made art and crafts is ever growing. They’ve grown so much, in fact, that they outgrew the original location and have moved to a spacious storefront just down the street.

76993332_1485807894920285_3474159901402464256_nThe store is a popular stop for visitors who are looking to take home a vacation memory. “When people travel they like to take home a piece of the experience. For some that’s a painting or woodworking. Many people are collecting Christmas ornaments from their travels and we have those too,” she said.

But Homegrown on Main has a large appeal among locals too. She said that some customers come in  just to see what the store is about only to find that it’s a great source for gifts, handmade greeting cards or even something special for themselves.  “Locals are really starting to catch on and we’re so glad to have people in our community come in too,” she said.

Rose pointed out that most of the art represented at Homegrown on Main comes from people who have full time careers or other barriers that prevent them from being a full time artist with a storefront of their own. Having everyone work together in this partnership has improved visibility for the local artists, writers and musicians represented here.  They also act as a visitor’s center, answering questions, giving directions and distributing local information and maps.

One unique quality of this store is that shoppers can sometimes meet the artists during demonstrations. “People love to meet the artists at work and maybe even buy something from an artist they met who showed them how they do their work,” she said.  Some of the artists even offer workshops in their respected areas including basket weaving, glass, painting, knitting, water colors and jewelry.

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Rose hopes to see lots of new and familiar faces at the Holiday Open House they are planning for December 7. It will be held from noon to 6 p.m. and will include snacks, a door prize drawing, demonstrations and music by The Grace Notes from 3:30 to 5 p.m. The Logan Christmas Parade will also be held at 2 p.m. that day, making it the perfect time to stop by for a visit and some locally made gifts!

While there, be sure to check out their new holiday window display designed by Marcia Meyers. The Logan resident is known for her lifelike sculptures and Rose is certain that Santa will be a part of the festive window planned for reveal the day after Thanksgiving. If you’re out shopping on Black Friday or Small Business Saturday, be sure to stop in to see the window and find that perfect gift you won’t see in any big box store!

Homegrown on Main welcomes shoppers at their new location at 65 West Main Street in Logan.  They are open Monday through Saturday from 10 a.m. to 5 p.m. Follow them on Facebook for news and information including events like the Holiday Open House on December 7.

What We’re Grateful For: VCNB Employees Give Thanks

Thanksgiving Greeting Card

Every day is a good opportunity to give thanks but we’re especially mindful of how fortunate we are during November and this season of thanks. As a community bank, we know we are lucky to do business in such wonderful towns and communities across southern and central Ohio.

We are thankful for customers, many of whom have been with us for years if not decades. Some hail from families that have done business with VCNB since the 1860s. We are also incredibly thankful for our employees. Some of these folks have spent their entire careers with VCNB and are eyeing retirement while we have many newcomers who are eager to learn the VCNB way.

We asked our employees to tell us what they’re thankful for this year and here are some of the responses we received. We hope you enjoy reading them as much as we did!

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I’m thankful for the friends I’ve made here at VCNB! I came in and was instantly made welcome by almost everyone! I’ve built a lot of wonderful friendships here and for that, I am forever thankful!

Johnathon Bentley
Personal Banker in McArthur

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I am thankful first and foremost for my family! I am also very thankful for all the military men and women that are or have served to keep us safe!! Finally I’m grateful to be living in Perry County around some wonderful neighbors that look out for each other!

Alyssa Holbrook
Personal Banker in Bremen

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I am thankful for the past seventeen years of employment with VCNB and the privilege of working with a great group of people.

Beth Bayless
Senior Personal Banker in Canal Winchester

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I am thankful for my wonderful family, my great friends and my health and job.

Alice McCloud
Teller in Wilkesville

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I’m thankful my wife and I were each able to transition to working in Columbus this past year. This has allowed us to move back to where we grew up and be close to family. It’s been so great to be back around both of our families, especially our niece and nephews.

Josh Palmer
Branch Manager in Pataskala

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I am most thankful for my boys who push me every day to be a better person and remind me what is most important in life. I’m thankful for the success and growth we continue to have at VCNB and the great people I get to work with across all lines of the bank. I am also really thankful for the holiday season that, despite all the to-do’s and crowds, gives us time to spend with loved ones, reflect on the past year, and look forward to the next.

Justin Pike
Chief Auditor

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Most of all, I am thankful for my four boys – they are the loves of my life. I am also thankful to have an amazing fiancé, beautiful home and a job I love.

Melissa Wietelmann
Assistant Branch Manager in Ashville

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Give thanks not just on Thanksgiving Day, but every day of your life. Appreciate and never take for granted all that you have.

Erin Hart
Teller in Laurelville

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I’m so thankful for the family and friends in my life. They all mean so much to me. So happy to still have Mom here and doing well and that she and I can still travel to see family in Tennessee and Florida.

Paula Goodfellow
Senior Retail Accounts Officer in Chillicothe

 

Small Business Spotlight: The WOLF Radio

Small businesses are important to communities and running a business is tough work. That’s why we feature a small business in one of our communities every month!

 

In an age of online streaming and cookie cutter corporate owned radio stations, there’s a local radio station that continues to grow and thrive. WLOH, better known now as The WOLF, has carved out a   place in Fairfield, Hocking and Perry counties with a unique sound and commitment to community caring.

Talk to owner Mark Bohach about this business plan and it’s quickly clear that it’s not about business at all. “We really do care about our community. It’s that simple. And that’s why everyone here is involved in boards and organizations,” he said as he began to name all the local organizations that he and the staff support. From the library board to Young Professionals of Lancaster to the YMCA and lots in between, Mark and his staff make it a priority to be involved.

The last few years have represented a period of tremendous growth for the station beginning with the switch from talk radio to a country format in 2015. Since then, they’ve rebranded the station The WOLF and added a tower in Perry County, expanding their services to an important but underserved community.

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Community involvement is integral to the success of The WOLF FM.

Being locally owned and operated, Mark calls the station “the anti-corporate media” with a chuckle. “We are the opposite of those big companies,” he said. “We play country music but we want to know what our listeners think. We support our community and the community supports us. That’s how it should be,” he said.

The casual listener would likely think the station sounds so professional and clear that it must be coming from a large market like Columbus rather than from a small studio on Lancaster’s Columbus Street. The sound quality is superb and local personalities give the station a professional but fun feel. Their bread and butter is classic and contemporary country music spanning sixty years. “We play both Georges,” he boasted. “Jones and Strait!”

They also air local, state and national news plus weather and sports. High school football and basketball are popular as well as Ohio State University, Cincinnati Bengals and Columbus Blue Jacket sports. They have five local DJs to keep things moving with a mix of talk about the music and good natured chatter. They also give priority to talking about events and issues important to the community. The Brownfield Ag Network provides farm news while the Nashville based Big D and Bubba in the Morning provide a popular syndicated radio show with plenty of room for the local news and weather listeners need.

Mark does on-air work, some ad sales and keeps the station’s technology current and running. His wife Arlene is the General Manager, running the front office and keeping the business end of things operating smoothly.

WLOH are the call letters but the brand is the WOLF. “We wanted to keep it simple and memorable. And it’s visual. You see it, you hear it. You know what it is,” Mark said. “The WOLF actually took off a lot faster than I expected. People were listening but they couldn’t remember our name. Now they know who we are.”

 

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He is conscious of what the future will bring. “We have to ask the question. What is our place in the 21st century media environment? We’ll be having a meeting with the key players here to talk about that,” he said. “After years of growth, we’ll be sitting down to take a breath and to discuss where we are going. How do we remain relevant to our listeners?”

“You can get country music anywhere but you don’t get the local community just anywhere. A lot of people think of radio as a technology. And it is a technology that we use to deliver a service. If we forget that we are a service, we are lost.”

The changing role of technology in this century hasn’t missed the radio world. Online streaming allows listeners all over the world to tune into their hometown radio station. He said they can see where listeners are located and they often seen Afghanistan and other countries with a U.S. military presence pop up during high school sporting events. “People can hear the hometown news and listen to the game from wherever they are in this country or across the world,” he said.

The technology here is impressive. The studio was designed and built by Mark and their work is computerized and largely automated. Satellite receivers feed in up to the minute news and weather. News breaks, songs and ads are scheduled to run and everything feeds seamlessly but can be overridden by a DJ. Weather emergencies and Amber Alerts are programmed to break into regular programming.

He said the staff of eight is cross trained so that no one has a specialty but everyone is able to do everything. “I am blessed. We have great people here.

“So many corporations use technology to save money. We spend money on technology to serve our listeners better.”

This service they provide extends into a host of areas. For example, Mark regularly interviews Meals on Wheels Executive Director Anna Tobin about their activities. They do live remotes at events like the fair and incorporate upcoming events into their conversations around the music.

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Sales Representative Rachel Jones

Sales Representative Rachel Jones joined the company a little over a year ago. Mark is teaching her the ropes of owning a radio station as her goal is to eventually own a station of her own. She talked about the station’s approach to advertising. “Every business is unique and we treat them that way. What works for a car lot won’t work for a radio station,” she said while describing how she creates unique commercials for each advertising customer to help them get the most bang for their advertising buck. “I talk to them about their goals and help them see the best way to go.”

“When we add a client, we want to keep them for life,” Mark added. “That means getting to know them and understanding them,” he said. The radio station does rely on the support of advertisers to keep the business successful.

While Mark and others in the company are contemplating the future, they are also deeply rooted in the past. The station began as an a.m. station in 1948 and Mark beautifully tells the story of how the station has evolved since that time. The walls are covered in vintage WLOH advertising, awards and pictures. The 1963 a.m. transmitter that powered the station from 1963 to 1990, no longer operational, remains part of the décor.

Mark is complimentary of his staff and community and is clearly proud of the work they do in Fairfield, Hocking and Perry counties. “It’s a fun business and we love what we do,” Mark said. “I’m just grateful we’re able to do it.

Tune into the Wolf at 104.5 FM Lancaster, 99.3 FM Logan and 102.9 FM New Lexington. You can also listen to live streaming online or using their mobile app on your device. Visit them online for more. 

They also welcome new advertisers. Find advertising and contact information by clicking here.

 

 

Technology You Need, Service You Expect

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What does it mean when we say that VCNB has the technology you need and the service you expect?

It means that we understand customers today often prefer and even need technology when doing their banking and that we are eager make available as many of those tools as possible. On the other hand, we know there is no substitute for the human touch and that our employees are still here to help whenever you need them.

For example, many of our customers enjoy self-service aspects that come with the mobile app and website. With VCNB Mobile, you can check balances, transfer funds, pay bills, send money to a friend, open an account and even deposit a check using the camera on your mobile device!

You can even apply for a mortgage on our website! Use our Mortgage Lending Center to find a lender near you, apply for a loan or try out one of our financial calculators.

VCNB customers are also enjoying the way that technology gives them access to a large ATM network. Use the MoneyPass app or website to locate one of 32,000 nationwide surcharge-free ATMs available near you.

There are even self-serve stations in our newly constructed and remodeled offices to make it easier for customers to access information and to self-serve rather than meet with a banker.

But what happens if you have a question about that checking account you opened online or if you’re not sure how to answer a question on the mortgage application? Maybe your teenager wants to open their Student Checking account online but has questions about how a checking account works.

We have a small army of people at the ready to help. You will find Customer Service Representatives available by phone and online chat. We also have personal bankers, tellers and mortgage lenders in our branches who will be happy to answer questions, give advice and help with whatever you need.

Here at VCNB we love to see customers come into our banks but we know this isn’t always convenient for our customer. That’s why we try to be here when you need us – both in person and through technology!

In fact, it may be unfair to say that we offer the technology you need and the service you expect.  After all, we want you to need and expect both of these things from VCNB!

 

 

 

 

Small Business Spotlight: Buff Lo Dip

Small businesses are important to communities and running a business is tough work. That’s why we feature a small business in one of our communities every month!

Ask Duane Boring to describe his product Buff Lo Dip and his eyes light up. “It has the taste of dipping buffalo chicken wings in ranch dressing, just minus the chicken,” he says with a smile.

DuaneGood served hot or cold, this locally made dip can be used on or with almost anything. In fact, he names a long list of items his customers use it on as a condiment including hamburgers, hot dogs, tacos, baked potatoes and sloppy joes to name a few. It’s also commonly used on pizza, as a dip for chips, chicken nuggets and vegetables. “People get pretty creative with it sometimes,” he said.

Buff Lo dip – and yes, that’s the spelling – buffalo without the ‘A’, was born out of necessity in Duane’s home kitchen. “Years ago, there was a fast food restaurant that offered a similar sauce for dipping their chicken nuggets. I loved that stuff and had it at least a couple of times a week but they discontinued it,” he explained.

Since no one was selling anything like it, he decided to make his own for dipping those fast food nuggets.  “No one was selling it so I got up one Saturday morning and started pulling things out of the cupboards. I started mixing things up and wrote down the measurements each time so I would remember how to repeat it. And you know something? What I came up with was better than what they had in the first place!”

When his family liked the product, he packaged up samples to take to church. “I went to church with bags of eight ounce sample cups for a couple of weeks and asked people to try it. After a while, people were meeting me at the door wanting more. They wanted it for all kinds of things. They were putting it on sandwiches, pizza, all kinds of things. I just made it for my chicken nuggets!”

jar.jpgWhen requests to purchase the dip started to come in, he knew he had something special. So he began the year and half long journey to start his business and to learn the legalities of producing, selling and distributing food.

When he rolled out his Buff Lo Dip at McArthur Super Valu on July 11, 2011, that first order of 234 jars sold out in two days.

Today he has his own kitchen facility and distributes in thirteen states, thanks to Rural King. But he has a stronghold in gas stations, local groceries and other stores throughout southeast Ohio, Cincinnati, Columbus, Kentucky and West Virginia.

The former insurance agent oversees all aspects of his family business including production, marketing and working with distributors. His company van now has over 300,000 miles on it as he crisscrosses the country introducing new audiences to Buff Lo Dip at expos, trade shows and events. From a chicken wing festival in Memphis to the Holiday Market in Cincinnati and hunting and fishing expos everywhere in between, it seems that Duane has left no rock unturned as he works to grow sales.

He credits the partnership with Rural King for helping the business grow into new markets including Florida, Tennessee, Alabama and Missouri. “It’s great when you’re working a show and you’re able to tell someone who just said they love your dip that they can buy it a Rural King in their own community,” he said.

They can also ship to anywhere in the United States.

However, Buff Lo Dip isn’t just about making money. He is all about giving back and offers a fundraising program for non-profits. One example of fundraising success is the work he does with Future Farmers of America (FFA).  “I like working with FFA and last year was our biggest fundraising year with them,” he said.

As he talks about the business, he shares a good bit of wisdom that can be applied, not just to business but to all aspects of life. “Listen to everyone’s advice and use some of it because everyone in the world will tell you what to do. You have to listen, decipher and take from it what will work for you.”

He has another sound piece of advice regarding getting what you want. “My son has asked how I keep getting into different stores. I tell him that I walk in with a jar of dip, a business card and a smile on my face. What do I have to lose by asking? If I don’t ask, the answer will always be no. Why not give it a shot? The worst that will happen is they’ll keep my sample jar and not order anything,” he said.

The Vinton County native said that his wife Trish and three kids Zac, Levi and Amanda have been supportive of the business and all have played different roles in making it successful. “It’s not a huge company. We’re not millionaires or anything like that but I like what I’m doing and that’s more important than making a lot of money at a job you hate.”

Find Buff Lo Dip in a store near you with their location finder or just visit their website to learn more about the company.

Like and follow them on Facebook or Pinterest.

 

 

 

 

 

Canal Banking Center To Host Realtor Class

Our Canal Banking Center hosts a continuing education classes for realtors every fall and it’s time for another one! Our next realtor CE class will be co-hosted with First American Title in Canal Winchester on September 17.

“Ethics: You Be the Judge” will feature speaker Sally Steining, an attorney for First American Title, and will meet the Ohio Ethics requirement for realtors.

This class will cover who can file an ethics complaint as well as the process for filing a complaint, including the new online form. The class will use a polling app so that attendees can use their cell phone or table to vote on answers to fact patterns for about twenty actual Ohio ethics complaints and the discipline used.

VP of Lending, Mortgage Loan Originator Chad Meadows co-hosts the event on behalf of VCNB. “I enjoy interacting with many of the realtors that have supported VCNB over the years and have been important referral sources for the bank. Additionally, it has become somewhat like a tradition every fall to get together at this event and many look forward to this time where important and timely topics are discussed by very seasoned and knowledgeable speakers,” Meadows said.

The class will be held at Kingy’s Pizza Pub from 12:30 to 3:30 p.m. Snacks and drinks will be provided during class and pizza after class.

RSVP to Josh Cecil at jcecil@firstam.com.

 

 

 

 

Small Business Spotlight: Tim’s Wood Shop

Small businesses are important to communities and running a business is tough work. That’s why we feature a small business in one of our communities every month!

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Look around America’s small towns and it’s sometimes hard to find skilled craftsmen making quality goods. That’s why Jackson is fortunate to have Tim’s Wood Shop, a small business in the community for more than thirty years.

One key to success has been their ability to change with the times and with customer demand, according to owner Tim Crabtree. The Oak Hill native actually started the business as a furniture shop in 1977. Tim said it had long been his dream to make furniture professionally but soon realized that making a living in this field would be challenging in southern Ohio. At the same time, he saw a demand for high quality custom doors and wood trims so he left furniture making for this more secure business model in 1987.

Growing the business over time, Tim has earned a reputation for quality products and service.

But the business has continued to evolve in recent years as the demand for custom wood flooring has increased so much that it is now the focus of the business.  “There is a lot of competition but our niche is that we do have a quality product. It’s better than what you will find elsewhere,” he said.

Most of their flooring is made with rift quarter sawn white oak but he noted they are happy to make flooring from any Appalachian hardwood that they can acquire including red oak and walnut.

While engineered flooring now comprises about half of the wood flooring market, Tim said there are different advantages and disadvantages to both engineered and hardwood flooring. For example, the price of flooring found in big box stores is lower but the veneer is often easily ruined by moisture. On the other hand, hardwood floors can be repeatedly repaired with sanding and refinishing. “What we do is more durable, the millwork is better and honestly, it’s a better long term investment,” he said.

The business is a family affair with help from Tim’s brother as well as Tim’s wife Lois who helps run the shop. An experienced woodworker in her own right, Lois helps with creating the chevron and herringbone floors. She said that most customers choose traditional plank flooring but there is a good market for these specialty floors.

flooringShe also explained that they offer two grades of wood – “Select grade” which typically is without flaws and has consistent color as well as “Character grade” which may have knots, variation in color and other small flaws. “It just depends on your taste and what you’re looking for,” she said, explaining that most customers choose the better grade while some still prefer the character that comes with flaws.

They sell their products locally as well as to distributors across Ohio and in other states.

In addition to themselves, Tim’s Wood Shop currently employs six people but they are looking for workers who have experience as well as those who are interested in learning. “We’re as busy as we’ve ever been so we do need help,” he said.  “We’re better than a big company on quality and sometimes we’re even more efficient but we do need good workers to make that work.”

Tim said they are always looking for ways to improve efficiency. One way they have done this is by transforming sawdust into firewood. The sawdust is turned into two pound bricks that are pure wood. Virtually ash free and creosote free, they have no additives or bugs and are a popular firewood source in the area. It sells for $175 a ton. Tim credits the Jackson County Economic Development Partnership for a $20,000 grant that helped fund the $92,000 machine used to create this product.

Tim’s Wood Shop is located on Athens Street, near Osco in Jackson. The large blue building has served many purposes over the years and was once a King Edward Cigar factory. Look closely at one side of the building to see a King Edward ad.

Want to know more? Tim’s Wood Shop is located at 117 Athens Street and is open 7 a.m. to 3:30 p.m. Monday through Friday. Click here to visit their website or call 740.286.4535.

Vicki McCathren Retires From VCNB

When Vicki McCathren started her career at Vinton County National Bank, the banking industry was just ramping up its use of computers in branches. Online banking was still in its infancy and the concept of a phone app where customers could take charge of their money was still a few years down the road.

On Friday, she will retire after almost 21 years with the bank and a wealth of knowledge about tasks that customers likely never think about but that are important behind the scenes work.

Vicki McCathren 2019 Retirement“It’s incredible the changes I’ve seen over the years,” Vicki said. “The changes in how we do things, in the technology is pretty amazing. Banking is so much easier for the customer too.”

Vicki started in the VCNB Customer Service Department, eventually working her way up to be department supervisor. At that time, Customer Service encompassed not just traditional customer service responsibilities but other work including inputting account information, balancing savings bonds, managing debit card disputes and a host of other things. “We all shared the work. Everyone knew how to do everything and we rotated responsibilities. It was a great group to work with,” she said before describing how she went on to take a position in the bank’s Operations Department in 2007.

As Senior Operations Processor, Vicki has several daily responsibilities, most notably in the area of debit card disputes. “I’ve done debit card disputes for nearly 21 years,” she laughed. “No matter where I went in this bank, they went with me!”

That may be because Vicki has a flair for problem solving, the patience and attention to detail needed to work through a complicated situation and a customer service mindset that helps her appreciate how important this work is to the customer.

But she calls herself a “Jack of All Trades” and emphasizes how well her department works together. “There are things that I do every day and things that I know how to do so I can help if someone needs help or if they’re on vacation. We keep really busy but we work well together. It’s been a great group of ladies and gents to work with,” she explained.

Vicki said that her department is experienced at problem solving – both from having years of experience to draw from and because of their research skills – and that they often serve as a resource for bank employees who need assistance for the customers. “Everything we do is for the customer. Without our customer we wouldn’t have a bank so it’s important to take care of them,” she said.

She is looking forward to retirement, hopeful that she will have the time to simply enjoy life and to spend more time with loved ones. She’s especially looking forward to having more time with her husband and eleven grandkids and may take on a volunteer gig at her grandson’s school. “I have no big plans for sleeping in or anything like that. I just want to see what I can get into!”

She smiles at the thought of lunches with her sisters and beams at the idea she will soon have time to cook big meals for her family – about 75 people including her siblings and their children and grandchildren. “I like cooking and feeding my family but it’s hard to do when you’re working,” she smiled.

“I remember when I was a kid and how simple things were. Time was slower. Life was easier. Sunday was a day to rest and to have a big dinner as a family. You’d sit on the porch and watch it get dark so you could catch lightening bugs. I’m hoping to recapture some of that,” she said while talking about bringing loved ones together.

Never one to be the center of attention, Vicki has asked that her last day of work be low key. In lieu of a party, she requested cake and a quiet celebration with her coworkers in the Operations Department. She will retire Friday, just two days shy of her 21st anniversary with the bank.

Congratulations Vicki! We will miss you!

 

 

 

What To Buy In September

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The month of September has some distinct characteristics – school is back in session, football is well underway and the temperatures are starting to drop. Another characteristic of this month is that there are a ton of bargains to be had if you’re shopping for the right things.

Here are nine things you can get deals on in September.

  1. Holiday Airfaire – Planning to fly during the holiday season? Now is the time to secure those plane tickets! Prices tend to start creeping up in mid-October.
  2. Nursery Plants, Shrubs and Trees – By September, nurseries are clearancing plants, shrubs and trees to make room for fall plants but also to prepare for the winter season. It’s better for them to negotiate on the price than to lose perishable plants to cold weather!
  3. Outdoor Furniture and Grills – The same goes for outdoor furniture and grills. Retailers are actively working this time of year to move out the door any seasonal items they have remaining.
  4. Bicycles – Thinking about taking up cycling? Maybe your kid needs a new bike. The season for riding bicycles in Ohio is nearing an end and many big box stores are eager to slim down their inventory until holiday gift buying begins again.
  5. Pool Supplies – Get a head start on next year’s pool season but snagging bargains on pool gear or even a prefab pool right now!
  6. Luggage – Labor Day weekend typically means sales on luggage. Catch a deal on new bags and suitcases for holiday travel or tuck them away for Christmas gifts!
  7. Summer Apparel – Sales on summer shoes and clothes have been going on for several weeks but remaining items are deeply discounted by September. Stock up on those summer essentials like flip flops, sunglasses, tanks and shorts!
  8. Large Appliances – Labor Day also ushers in large appliance season. Look for deals on energy efficient appliances that will save you money in the long run. Many manufacturers will be introducing new models soon and stores are working to clear out last year’s inventory.
  9. Cars – Another industry working to clear out inventory is the automobile industry. Next year’s model cars are already hitting the lots and dealerships need to clear out the old to make room for the new! VCNB can help you with this. Either contact your local branch to discuss your loan or tell the finance department at your dealership that you wish to finance with VCNB. They can take care of the application right from their desk!

What do you always look for in September? Share your tips in the comments section!