Meet Your Banker: Matthew Giroux

Our lobbies are available by appointment only but our bankers are still here to help you! Today we continue our “Meet Your Banker” series by talking with Matthew Giroux. Matthew is the Branch Manager at our Ross County Banking Center on Western Avenue in Chillicothe.

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Matthew Giroux is the Branch Manager of our Ross County Banking Center on Western Avenue.

Ask Matthew to talk about his role as a community banker and he first mentions his experience working for a big bank. “This is so much more rewarding than corporate banking which is very black and white. In corporate banking, there’s no opportunity to get to know your customers or to help someone who you’ve had to tell they can’t have what they want but that there may be another solution,” he said. “It’s like night and day when you go to work for a bank that actually wants to work with customers.”

While he’s relatively new to VCNB, Matthew has close to sixteen years of experience in banking and a degree in Finance from Ohio State University. The Chicago native’s father attended OSU  and so Matthew said he always knew that’s where he wanted to study.

With sixteen years in banking around central Ohio he said that he especially likes working with business customers and small business start-ups. “New businesses are exciting. They’re usually starting a business with a purpose and they’re doing it because they’re passionate about something .  . . they’re doing it because they want to, not because they have to.”

However, he pointed out that many small business customers don’t know where to go for an EIN or to register their name. “They don’t know where to start but it’s something we deal with every day so it’s easy for us. It’s a lot of fun to guide customers to where they need to be,” he said.

Matthew and his wife Beth will celebrate their ninth wedding anniversary in May. They have a four-year old son.

In his free time, he is an avid OSU fan and is proud to be a 23 season ticket holder. He is also the Treasurer of the Ohio State Alumni Club of Ross County, belongs to the Chillicothe Rotary, and helps with concessions for the Zane Trace Athletic Boosters. He also represents the bank at the quarterly Ross Chillicothe Chamber of Commerce New Member Breakfast that the bank sponsors.

Until the pandemic caused disruption to daily life, Matthew was volunteering with the United Way, doing taxes for people through the Volunteer Income Tax Assistance (VITA) program which provides free tax preparation services to low to moderate income tax payers in the community. “I was having a lot of fun doing taxes for people a few nights a week and some Saturdays,” he said. He laughed when teased for calling tax time fun. “It IS a lot of fun. You get to meet a lot of people and help others. Plus, I got to expand my own knowledge so I think the program is great,” he said.

“The pandemic has complicated the way we do some things but we are still here helping customers. I’m just a phone call away and we can accomplish everything a customer needs even though the lobbies are closed.”

 

Meet Your Banker: Jeremy Robson

Our lobbies may be closed but our bankers are still here to help you! Today we continue our “Meet Your Banker” series by talking with Jeremy Robson, the Branch Manager at our Vinton County National Bank in McArthur.

Jeremy Robson

Jeremy Robson

Ask Jeremy about his new position managing VCNB’s original location and he focuses on how much he appreciates the bank’s role in the community. “I like being able to impact where I come from and I like having the means to get out there and help wherever we’re needed,” he said.

Jeremy is a well known face to many – the 2006 graduate of Vinton County High School may be remembered as captain of the high school football team. Since then, he graduated from The University of Rio Grande with a B.S. in Business Management and minor in Accounting before working as a manager at Kenworth in Chillicothe.

It was in 2018, when his son was just two, that Jeremy realized he was looking for something different in his career and made the move to VCNB as part of the Management Trainee program. The program molds college graduates into VCNB leaders of the future. Most of his training took place under the leadership of former longtime McArthur Branch Manager Jane Nickels. “I’m so grateful to have spent all that time under Jane’s wing and I’m thankful for all the mentoring and guidance she gave me,” he said.

“I grew up here and my family has always banked here -my grandpa, my mom and dad -I’ve had a savings account here since I was about ten years old,” he recalled. “I wanted better balance with my job and personal life. The bank has always been a stable employer in Vinton County, always involved and respected and community minded. Since I already had a vested interest in the bank it just felt like the right place to be.”

Like most community bankers, Jeremy talks about helping people and being active locally. “Do you know how important it is to work for a company that encourages employees to get involved? And it’s not just about opening savings accounts and lending money. It’s about helping out at events and going to the fair to buy livestock. I was a 4-her once and I remember how important it was to have businesses support the livestock sale. That’s where I got the money to open my savings account, from taking hogs to the fair!” he exclaimed. “Right now, with the kids at home, it has meant a lot to all of us that we were able to pitch in and help get food to some of those kids,” he said when talking about a recent donation of care packages made by employees and a planned monetary donation from the bank. “That’s what it’s all about. Positively impacting our community.”

Jeremy and his wife Shelley will celebrate their tenth wedding anniversary later this year. They have one son and currently live in Londonderry but are actively looking to move back to Vinton County.

With bank lobbies closed, Jeremy said that he and the entire McArthur staff have had to adjust to new ways of doing things. “We’re so used to telling people who have a problem just to come in and we’ll fix it. Now, instead of fixing you a cup of coffee and sitting down with you, we have to find other ways to resolve issues and take care of our customers. They can still get their business done, it’s just that the way they do business may look a little different for now,” he explained. “Regardless, we’re here for you, just a phone call away!”

 

 

 

 

Select VCNB Branches Adjust Hours

Some of our branches are temporarily adjusting their hours to maintain safe environments for our employees. While we regret inconveniences caused to our customers, these changes are necessary. See the list below to learn if your local branch has been effected.

Please remember that most of our branch lobbies are offering services through the drive-thru only at this time. We encourage customers to use contactless means of doing business such as Online and Mobile Banking. Deposits can be made via Express Drop and at most VCNB branch ATMs which we are disinfecting regularly. Our Customer Service team is ready for your calls at 1.800.542.5004 and our branch staff will be happy to serve you via the phone and drive-thru. If you require services that cannot be completed outside the branch lobby, please call your local branch to discuss your options.

VCNB_V_CMYKCommercial Point
Monday – Thursday 8:30 a.m. to 5 p.m.
Friday 8:30 a.m. to 6 p.m.
Saturday Closed

Grove City
Monday – Thursday 9 a.m. to 5 p.m.
Friday 9 a.m. to 5 pm.
Saturday 8 a.m. to noon

Jackson
This branch continues to practice social distancing as it has no drive-thru at this time.
Monday – Thursday 8:30 a.m to 5 p.m.
Friday 8:30 a.m. to 6 p.m.
Closed for lunch from 1 p.m. to 2 p.m. Monday through Friday
Saturday 8:30 to noon

Richmond Dale
Monday – Thursday 8:30 a.m. to 5 p.m.
Friday 8:30 to 6 p.m.
Saturday Closed

Wilkesville
Monday – Tuesday 8:30 a.m. to 5 p.m.
WednesdayClosed
Please note that items place in the Express Drop after 4 p.m. on Tuesday will not be processed until Thursday
Thursday – Friday 8:30 a.m. to 5 p.m.
Saturday 8:30 to noon

Meet Your Banker: Josh Palmer

Our lobbies may be closed but our bankers are still here to help you! Today we kick off our “Meet Your Banker” series by talking with Josh Palmer, the Branch Manager at our Friendly Bremen Banking Center of Pataskala.

Josh Palmer

Pataskala Branch Manager Josh Palmer

Josh came to work for the bank in 2015 when he was hired for the VCNB Management Trainee Program. This program gives college grads an intimate look at the bank and an overview of several important departments. “I met my wife at college and she had taken a job in Wellston so I was looking for work near her. I saw the ad and it talked about this management trainee program where you could do research and learn different jobs. It sounded right up my alley so I applied,” he explained.

The OU grad has a B.A. in History with a minor in Business. He had worked as a teller for another bank so he had some valuable customer service skills as well. As a Management Trainee, he worked in a few departments but mainly in Chillicothe and McArthur. After the two year Management Trainee Program, Josh was assigned to be the first Branch Manager for the Jackson County Banking Center, the bank’s new branch in Jackson. “That was a challenging and fun adventure,” he recalled.

However, he and his wife Jess are central Ohio natives and longed to be closer to family. She accepted a position teaching for Teays Valley Schools and he was able to transfer to a new adventure in Pataskala. “It worked out well that my wife found a job up here and we had an opening in Pataskala,” he said.

Josh has been managing this office for about 16 months and says he has enjoyed getting to know the community. “There are so many wonderful things about this job but one of them is that we are encouraged to be involved in the community and to get out and meet people. In Jackson it was Rotary and Community Action. Here it’s things like A.M. Spirit in Granville. You don’t find a lot companies that really value community,” he said.

In his free time, Josh enjoys the arts and has long been motivated and excited by drawing. He also enjoys running and is excited to again be part of the bank’s Buck Fifty team in Ross County.

One interesting quality about Josh is that he has this creative side but he’s equally at home with spreadsheets. “I love to do research and to track progress. It’s fun for me to help others get the spreadsheets and things they need or to help them learn from the data they have. I know it’s strange to enjoy that” he exclaimed.

While the bank lobbies are currently closed because of COVID-19, Josh reminds customers that they can still do all their banking and accomplish their goals. “We just have to be creative and stay positive right now. You can still accomplish what you need to do – it just may not be the way you normally do it. You may need to learn a new skill set and you may find that the new way is better than the old,” he said. “Regardless, we are still here for you and we are ready to find solutions for whatever you need.”

COVID-19 Update: Working To Serve You

VCNB_V_CMYKPart of being a community bank is being a good neighbor and steward of the communities where we do business. That’s why we have taken steps to protect our employees, customers and neighbors against the spread of COVID-19.

On Thursday, we made the very difficult decision to close lobbies and to direct all customers to our drive-thru. Our customers who require in-lobby assistance can complete their business simply by calling to discuss options or to make an appointment. Call your local branch or our Customer Service Team at 1.800.542.5004.

Much of your business can be completed online or with VCNB Mobile. You can access accounts, transfer funds, open accounts, and apply for a loan online. You can even deposit a check using the mobile app and skip the post office using Online Bill Pay.

Our Customer Service Team is also waiting for your calls at 1.800.542.5004 and prepared to chat online, a service available from the homepage of our website.

We often say that we have seen it all in our 153 year history.  However, none of us can recall a time that we’ve limited lobby access to customers at our branches for a pandemic. Despite the uncertainty you may be feeling, we can assure you that your money is safe in the bank and that we’ll be here for you whenever you need us.

Relief Options
We understand that many of our customers will face financial uncertainty due to the events surrounding this pandemic. VCNB will offer some relief options and will be happy to discuss with you all your individual needs and concerns. If you are experiencing hardship caused by COVID-19, please call our Customer Service Team at 1.800.542.5004. They can direct you to the right person to discuss relief options available regarding your particular situation.

Banking Options
Online Banking – Many of our customers already choose to bank online with us every day. With Online Banking, you can open accounts, apply for loans, transfer funds, pay bills, and do much more. If you haven’t used it before, click here to view a tutorial and to register for Online Banking today.

VCNB Mobile – Carry the bank with you in your pocket!  Download this mobile app from the app store on your mobile device. Here you can pay bills, transfer funds, check balances, open an account and even deposit a check using your camera’s device.

Mobile Deposit – Customers who use VCNB Mobile can deposit a check from anywhere in the world by using the camera on their mobile device.  Want instructions? Click here! It’s a free service!

Telebanc – Our Telebanc telephone service is also available to you 24 hours a day, 7 days a week. Simply call 1-800-317-5990 and you’ll have access to all of your accounts at your fingertips.

By Appointment – We have closed lobby doors to slow spread of the virus. However, you can still access in-lobby services if you require them. Simply call your local branch or our Customer Service Team at 1.800.542.5004 to discuss your options.  You will still receive the same great service you have come to expect from your neighborhood VCNB branch. We just have to be smart about how we serve you until this threat has passed.

Scams
Sadly, times of crisis and hardship often bring out the worst in people. Be aware of potential scams. If something sounds too good to be true, it probably is and always question the motives of someone trying to gain access to your home or who is asking for money.

We know these are uncertain times but please understand we are still open and here for you. Our core values guide us as we attempt to always do the right thing, to honor the relationships we have with our customers, and to be forward thinking in how we offer you the best service possible.

We will continue to monitor the advice given by Ohio Governor Mike DeWine, the Ohio Department of Health as well as the CDC. Please continue to look here for the latest news on our bank and how we are working to serve you through the challenges to come.

COVID-19 Update

ATTENTION CUSTOMERS

In order to protect against the spread of Covid-19 and for the health of our employees and loyal customers, effective March 20, 2020, our branches will be available by Drive Thru Only.  If a customer requires in-branch assistance to do their banking, we ask that you contact the branch directly or contact our customer service team at 800.542.5004 so they can discuss with you how our team can best serve your needs.  For our Jackson Branch customers, we will be practicing social distancing by allowing one person in the lobby at a time due to the fact that no drive thru is available.

We realize this may come at an inconvenience for some, but want to assure you that there are many ways to conduct your daily banking business in addition to the drive thru.  Our branch ATMs will be available to do deposits and withdrawals.  In addition, you can withdrawal money surcharge free from any Moneypass ATM Nationwide.  To find an ATM near you, visit moneypass.com.  We encourage you to download the VCNB Mobile App to conduct transfers, pay bills, deposit checks and more. Our Customer service team will be on stand-by to assist you via phone at 800.542.5004 or via online chat through VCNBFamily.com.  Through our website you can also open accounts and apply for loans.

We are guided by our mission to do the right thing for our customers and our employees.  We are closely monitoring the situation and the recommendations by Ohio Governor Mike Dewine and the CDC and will update you as soon as anything changes.  Thank you for your cooperation.

A Message From Our President On COVID-19

At VCNB, our customers are like family. Like you, we’ve been following the news and focusing on ways to keep our employees and customers healthy and safe. We are encouraging our employees to monitor their own health and to practice good hygiene to prevent the spread of germs. We are also taking steps to clean our common areas and restrooms more frequently to keep the bank as safe as possible for everyone.

Mark sitting on deskOur customers are always welcome in our branches. However, we do want to remind customers that many banking activities can be handled online or with VCNB Mobile. You can access accounts, transfer funds, open accounts and apply for a loan online. You can even deposit a check using the mobile app and skip the post office using Online Bill Pay.

Our Customer Service Team is ready for your calls at 1.800.542.5004 and prepared to chat online from the homepage of our website.

Here at VCNB we are guided by our values to serve our communities, to build relationships with our customers and to be forward thinking in how we provide our customers with the best service possible. We will continue to monitor the advice given by the Ohio Governor and Department of Health as well as the CDC. Visit the CDC website for the latest news and recommendations.

Thank you for being a loyal customer,
Mark Erslan

VCNB President

Small Business Spotlight: Robert K. Fox Family YMCA

YMCA - Debt Free - Ron Collins with Board of DirectorsThe Robert K. Fox Family YMCA in Fairfield County was one of the first stories in our Small Business Spotlight series. Many exciting things have happened here since that first spotlight in 2015.

The latest and most exciting piece of news is that theorganization heads into this new decade debt-free!  That’s right – the loan taken out for their nearly twenty year improvement project was paid off at the beginning of this year thanks in large part to the generosity of an anonymous donor who has been contributing to the cause for nearly a decade.  This project officially got under way in 2000, allowing for the expansion and renovation of the main campus. Paying it off has allowed the program – and its personnel – to breathe a little easier.

CFO Kerry Sheets recalled how it came about.  “I remember it was Christmas time in 2013, which is already a stressful time.  And an individual approached our office and said they wanted to help.”  The donor laid out a plan and committed monies on the spot – seven payments over seven years to be exact.

“I cried.  Oh, I cried” Kerry recalled.  Without this donor, the YMCA in 2008 would have faced some hard decisions.  Operating funds were being set aside in order to ensure payment of the huge loan they had undertaken, and expenses were being evaluated.  After the donor’s offer, the situation essentially changed overnight.  “And sure enough, I woke up, came in one morning, and there is a donation check waiting for us.”  This continued six additional times, and was a key factor in the Y’s ability to celebrate their “Debt-Free 2020.”

In addition to paying off the loan, they also recently opened the River Valley Campus (RVC) branch, a brand new second location created in partnership with Fairfield Medical Center.  Officially opening in September 2019, the RVC was a years-long project that evolved far beyond the initial concept.

“We were approached initially by Fairfield Medical Center who were in the planning stages and they had some ideas about child care” said Robert K. Family Fox YMCA’s CEO, Howard Long.  The YMCA was intrigued by the potential partnership, so as the ideas began to flow and the model for what the medical center could be began to evolve, so too did the Y’s involvement in the project.

“We all have the same goals.  We just want the community to be healthy” explained Howard.  It made the partnership a no brainer, and what came out of it was a brand new, fully functional YMCA facility, operated and maintained by YMCA employees.

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From day one the public response to the spacious facility and the latest and greatest in exercise science equipment has been nothing but positive.  “It’s been an amazing partnership” Howard beamed, before referring to the value the new facility adds for Fairfield Medical Center, the YMCA, and their members.  “Our brand has a value and that was recognized.  Our logo is prominently displayed.  It’s fully functional – a brand new second branch.  It’s instant value for our members!”

The RVC has quickly become a model for YMCA programs across the state to follow.  “I’m taking calls and meetings all the time” said Howard.  “They want to know how we did it, and this is really a model of how to do it right.”

But Y members will be happy to know that the newest locationisn’t the only facility getting all of the attention.  The main branch’s Wellness Center has seen updated carpeting, equipment, and HVAC systems, and the RecPlex continues to see growth.  The gymnastics program, in particular, has seen explosive growth and now requires the use of the facility’s second floor.  Additionally, their childcare program has grown significantly and has expanded into the former Sanderson Elementary School building.

This physical growth and expansion is in addition to program success – old and new – at the Y.  For example, Darkness to Light, a newer offering featuring the Stewards to Children program that Howard has been involved with since before his arrival to Fairfield County in 2018, helps adults learn how to prevent, recognize, and react responsibly to child sexual abuse.  To date, 253 adults have been trained through this program in Fairfield County. Our strong partnership with the Harcum House and United Way have made this program possible.

To say that the staff here is pleased with this growth would be an understatement.

However, all of the success and growth of the Robert K. Family Fox YMCA program would not be possible without the numerous donors and partners that contribute a tremendousamount of support.

Someone else who played a huge role in the YMCA we know today was the organization’s namesake – Dr. Robert and Dorothy Fox. “Without the Fox family and their foundation, the (main campus) addition wouldn’t exist.  We truly wouldn’t be where we are today without the generosity of them and their continued financial support,” Kerry said.

Donations from the community go directly into the Y’s Annual Giving Campaign (AGC), which topped $210,000 in 2019.  As part of that $210k, over $10,000 came from the generosity of the selfless YMCA staff members themselves.  Fittingly, the success of the AGC meant that the YMCA turned no one away in 2019 for their inability to pay.

If you’re interested in joining the Robert K. Family Fox YMCA, consider their Better Together program – a referral program that can earn you a savings of 20 percent.  For more information, contact Annie Weaver at 740.654.0616 x234 or at aweaver@ymcalancaster.org.

For full information on the Robert K. Fox Family YMCA and their programs, visit them online and follow all their latest happenings on Facebook.

 

Former VCNB President Ron Collins Has Retired

When Ron Collins stepped down as Vinton County National Bank President in December 2018, he didn’t actually leave the bank family. Instead, he stayed on as CEO, in an advisory role to assist newly minted VCNB President Mark Erslan through the transition. With a mind like a calculator and a keen understanding of banking, Ron was just the ninth president in the bank’s long and storied past and was eager to ease the bank into a new era of leadership.

Ron CollinsRon joined the VCNB family when he came to First Bremen Bank as Head of Lending in 1998. He was named President of the First Bremen Bank in 2001 and served in that capacity until being named President of Vinton County National Bank when the two banks merged in 2009.  One of his accomplishments was using his expertise as a skilled communicator and leader to soften the differences between the two banks, finding common ground and seeking ways to improve the combined operation.

During his career with VCNB, Ron used his vast knowledge of the lending world to improve the bank’s loan portfolio, making it both healthy and profitable.  He also oversaw the development of the Canal Banking Center in Canal Winchester, Friendly Bremen Banking Center in Pataskala and the Jackson County Banking Center in Jackson.

“When I started, the Bremen Bank was about $160 million in assets. Vinton County was over $200 million. Working together, we were able to bridge the gap and now we’re a billion dollar bank. That wasn’t just me. That was because of a lot of people,” he said “And I’m proud to say that we did all of that while staying true to our core values.”

“My wife asked me if I’m sad. Yes, I’m a little sad. It’s like leaving a part of yourself behind. But I have such a sense of accomplishment and a sense of excitement too. I’m excited for the future of our bank, I’m excited for Mark, and I’m looking forward to this next stage in my own life,” he explained.

When asked about his hopes for the bank’s future, Ron discussed VCNB’s place in the banking world. “A bank has to grow to succeed. But the more you grow, there’s risk of losing focus on the community part of community banking. We don’t want to be like the larger regional banks. There are plenty of them but there’s only one VCNB and what makes us special is our commitment to our communities. My hope is that we always offer that personal touch,” he said. “I also hope we always deliver what the customer wants. If they want to talk to a person, I hope there’s always a person to talk to. If they want technology, I hope we give them technology. Whatever is important to the customer should be important to us too.”

He went on to talk about the role of the bank president. “Every president leaves their own mark. We all do things a little differently but we all always put the bank first. That means focusing on the customer, the community, and our employees. As long as we continue to do that, we will do well,” he said. “Mark has been with us for a long time. He understands our culture and what’s important to us so I have no doubt he will lead us well.”

After a lengthy career managing people and learning the ins and outs of different types of workplaces, Ron has much wisdom to share with a young person starting out in business. “I would say you have to ask yourself some questions. Where do I want to go? What do I want from life and from my career? Can I get there with this job or this company? I’ve had offers to move elsewhere but I love our culture and the people I work with. Another job might mean more money but I could be sacrificing things that are important to me,” he added.

What things are important to him?

“Health, family and job. These are the most important things and you have to balance the first two so you can take care of the third,” he said. “You have to look at the total package. We have one employee who can attest to that. She had a good job making good money in another field. But she worked long hours and missed out on a lot. When she asked once to go see her kid play baseball and they told her no, she knew it was time for a change,” he recalled.

He went on to describe the VCNB culture which encourages employees to maintain their health, to volunteer in the community, spend time with family and to have a happy life. “I love our culture here and the people I work with. You spend more time with your coworkers than anyone else in your life. You better like where you are when you go to work.”

Ron officially retired January 31 but he isn’t in any hurry to make a lot of plans. He wants to volunteer somewhere that he can work hands-on with elderly citizens. He enjoys fishing and travel and often combines the two passions. He anticipates visiting the last few states he hasn’t yet seen.

Ron also looks forward to spending time with Gail, his wife of more than forty years, who he credits for supporting him through a host of moves and career advancements over the years. “I couldn’t have done it without her,” he said with a smile.

They have two grown children, Jill and Ron Jr, as well as three grandchildren. “It’s our time. Gail and I will be free to do what we please without the pressures of running a company,” he said. “It’s bittersweet, retiring, but I’m excited to see what the future holds.”

VCNB will host a retirement party for Ron at Kingy’s Pizza in Canal Winchester from 11 a.m. to 2 p.m. on Friday, February 14. The public is invited to attend.

While he won’t be coming to work every day, he will remain a part of the bank family as he plans to remain on the Board of Directors. “It was a pleasure and honor to lead this organization and be able to work with such dedicated people. It’s been my dream job and I’ve thoroughly enjoyed it.”

 

 

Kevin Coe To Retire On Valentine’s Day

It’s a brand new year and a new decade. 2020 also marks a fresh start for VCNB employee Kevin Coe. The popular Ross County Banking Center Commercial Lender will retire on Valentine’s Day after a 40 plus year career in banking.

Kevin Coe“I’ve achieved what I set out to do. I worked for another bank for twenty years and worked here for twenty. So I’ve made it to 40 years and I’m retiring in 2020 with twenty and twenty at two banks,” he explained. “The timing is right to retire.”

Ask Kevin to talk about his career and he’s very quick to mention his customers. You see, the Chillicothe resident says that his job isn’t just to loan money – it’s to help people. “I love talking to my customers and learning about their businesses,” he explained. “I’ve gotten to start with some customers on the ground floor. Being a part of their businesses and learning about their line of work … well, that’s one of the most rewarding things. I’m a people person so I like to relate to people and to hear their story.”

Kevin’s parents were educators who lived in West Jefferson when he was born. They relocated to Chillicothe when he was just five and he is proud to say he calls Ross County home. After graduating from Chillicothe City Schools, he spent two years at Miami University in Oxford. Uncertain what he wanted to do, he took a break from college and accepted a seasonal position at Mead Corporation in Chillicothe.

While there, he chose to pursue a career in finance. He graduated from Columbus State with an Associate Degree in Banking and Finance before taking a job in the Collections Department at another bank in Chillicothe. He moved into lending after three years before finally becoming a Commercial Lender. After twenty years with that bank, he made the leap to Ross County Banking Center where he started out as a Lender and eventually became a Commercial Lender.

Commercial lending clearly is Kevin’s niche and his interest in people and their businesses has been a key to his success. He is outgoing and kind but it’s the genuine interest that he takes in people that makes customers look forward to doing business with him.

That’s not to say that life has been without problems. The grandfather of three was devastated by the loss of one granddaughter in January 2018. A few months later a blown knee forced him into surgery and off work for the shortest period of time his doctor would permit. When he returned just two and a half weeks after surgery, a new software system for processing loan requests was being implemented.

“I’ll be honest with you. I was struggling. I was in a lot of pain and I’m not a techie person to begin with. Losing my granddaughter . . .  the surgery. . .it was just too much at one time and I didn’t know if I would make it to retirement,” he said. “But I’ve had good people help me along the way and I’m so pleased that I was able to stay until I was ready to retire. I’m grateful to my customers and my coworkers and everyone that has helped me.”

When asked if he has advice for someone considering a career in banking, Kevin’s answer went back to the human aspect of the job. “It’s a rewarding career but if you’re not a people person, lending is probably not the career for you. If you like people, if you’re interested in their successes and in what they care about, you’ll love it,” he exclaimed.

While Kevin looks forward to having free time, to catching up on some things around the house and maybe even playing a little golf, he isn’t in any hurry to leave.  “I’m not counting the days or anything like that. I know how long I have but I’m not dying to leave. In fact, I’m sure I’ll miss working. I know I’ll miss the people,” he said. “But I’m looking forward to doing something different. Catch up on things at home, maybe find a part-time job to keep me busy,” he said with a grin.

He does look forward to having more time with his family including Debbie, his wife of 37 years. “I’m so blessed that I had the opportunity to come to work here. Wow, retiring! It’s going to be a big change. For forty plus years I’ve gotten up and gone to work,” he said. “I’m looking forward to it!”

“Banking has been a rewarding career and I am blessed to have worked with so many fine people and to meet so many great people throughout my 40 plus years in the business. And to be able to work in my hometown was icing on the cake.”

Customers and friends are invited to join Kevin for an informal reception at his office on East Main Street in Chillicothe from 11 a.m. to 2 p.m. on Wednesday, February 12.