When Elaine Prater started at the bank in Richmond Dale, she was a part time teller with no thoughts of making it a career. The bank was close to home and to her kids’ school, providing a convenient opportunity to make some extra money.
More than 38 years have passed since then. She’s now the much beloved manager of that branch and is looking forward to her retirement on January 31. “In the beginning I worked as part time teller on Monday, Friday, Saturday and on the first and third of the month. I covered vacations too,” she laughed.
“I discovered that I really enjoyed the people and I never left,” she said.
The branch changed hands a few times over the years before joining the VCNB family in 2008. Over time she worked her way up to Branch Manager, a position she’s held since 1997. “I’ve been a banker for 38 years and worked for four banks but I’ve done it all right here!” she exclaimed.
During that time she’s witnessed significant changes in the industry and the way customers want to bank. “When I started we didn’t have a single computer in the branch. Then we got a computer for behind the teller line and now we all have computers. It’s really changed the way we work,” she said.
Elaine also remembers when ATMs and online banking were introduced. “Our customers loved the ATM but the thing that impressed them the most was online banking. Customers were quick to adopt to banking with their own computer, being able to do things for themselves,” she said. “Some of our older customers still don’t use online banking and we have people who can’t get internet at home but that’s ok. We can help them in other ways. That’s the beautiful thing about being a community banker,” she said.
She went on to talk about the many ways community bankers can look out for their customers. “Sometimes we balance checkbooks. We know the families including all the kids and grandkids. Sometimes we just visit with them,” she said. “When I ask a customer how they’re doing, it means something to me. It means a lot to know that they’re ok or that I can help when there’s a problem. It means something knowing that I can be happy for them when there’s good news. They’re not just customers. They’re all important to me,” she said.
Elaine looks forward to having the free time that comes with retirement but doesn’t necessarily intend to slow down. For example, she hopes to volunteer at the hospital. “It sounds kind of corny but I want to give back. I want to give comfort” she explained while remembering a time that her grandson was quite ill while in Guatemala, waiting for his adoption to be finalized. “I was so thankful he had compassionate people to care for him. He needed the surgery by the time he was six months old. When they stepped off the plane, he was already scheduled for surgery two weeks later, on the day he turned six months.
Elaine and her husband Gary recently celebrated 51 years of marriage and she’s looking forward to having more time with him. The pair work together running a concessions business that takes them to events across Ohio and Kentucky. They have two grown children and four grandkids. Two of those grandchildren live in California and it is her hope visit them soon. She would also like to continue volunteering with Salvation Army and remain active with her church.
She laughed when she talked about coming back to “visit with the girls” at the branch. I worked with Brenda for 22 years and Lauren for seventeen. That’s a long time to just stop coming around!”
“It’s hard to believe that it’s been so long. It’s been fun. We all have those days that it gets overwhelming or that it isn’t fun but I’m grateful for every single day. I’m grateful for the opportunities I’ve had here. I’ll miss the people but I think this is the right time to go,” she said.
Elaine’s last day will be on Friday, January 31. Customers can stop by the branch on January 29 to have cupcakes and visit with her.
Canal Banking Center customers know Beth Bayless as the quick witted banker who is always ready with a kind word and smile. Her coworkers see Beth as a smart cookie who knows her business. All of them will be sad to see her go when she retires on January 15.
Stuart Burial Vaults was actually one of the first four concrete vault businesses in the country. In addition to creating and running the business, John Stuart was also a founding member of the National Burial Vault Association, which helped establish industry wide guidelines and standards.
When Sheila Stickel started with Vinton County National Bank in 1999, the bank had just three locations in McArthur, Wilkesville and Chillicothe. Much bank work was still done manually and online banking hadn’t even been invented.

The store is a popular stop for visitors who are looking to take home a vacation memory. “When people travel they like to take home a piece of the experience. For some that’s a painting or woodworking. Many people are collecting Christmas ornaments from their travels and we have those too,” she said.



Our customers who use Christmas Club love it because it makes saving for holiday spending simple. Saving a little bit each month is much easier than doling out a large amount at one time or incurring credit card debt for gift spending. Your Christmas Club will automatically renew each year unless you ask us to stop or request a change in your savings amount.
Good served hot or cold, this locally made dip can be used on or with almost anything. In fact, he names a long list of items his customers use it on as a condiment including hamburgers, hot dogs, tacos, baked potatoes and sloppy joes to name a few. It’s also commonly used on pizza, as a dip for chips, chicken nuggets and vegetables. “People get pretty creative with it sometimes,” he said.
When requests to purchase the dip started to come in, he knew he had something special. So he began the year and half long journey to start his business and to learn the legalities of producing, selling and distributing food.