Do you have a savings plan for holiday shopping? Are you tired of running up credit card debt every holiday season? There’s no reason to spend months paying down Christmas debt when you can plan and save with a VCNB Christmas Club.
This is an easy way to save money a little at a time throughout the year. Here’s how it works:
You choose the amount you wish to save.
We divide that amount by 26 payments and transfer that amount from your checking or savings account into your Christmas Club savings account every two weeks.
At the end of the Christmas Club term, your savings will be direct deposited in your checking or savings account in mid-October.
It really is as easy as 1-2-3!
We call it a Christmas Club and many customers do use it for Christmas but some use it for other things – for vacation, for big ticket purchases, or even as a way to beef up their emergency fund each year. This is a deposit only account and there is a $20 fee if you choose to close the account early. That means it’s a great way to save money and not touch it until you’ve reached your goal!
Are you ready to get off the holiday debt merry-go-round? Sign up for your Christmas Club today! As a thank you for opening a 2021 VCNB Christmas Club, you will receive a BBQ Gift Bag containing a bottle of Old Canal Smoke House barbeque sauce and a VCNB basting brush. Old Canal Smoke House is a popular Chillicothe based restaurant with a private line of sauce.
What are you waiting for? Contact your local branch or log into your online banking to sign up today. To do it online, select “Online Forms” at the top of the screen. In the next menu, choose “Christmas Club Application.”
Current Christmas Club customers should expect to receive their Christmas Club savings the week of October 12. Christmas Club gifts can be picked up at any of our local branches after October 15.
We know it’s a little early to discuss Christmas but we always start thinking about Christmas in October. That’s because our Christmas Club starts this month!
Have you ever heard of the VCNB Christmas Club?
Here’s how it works:
You decide how much money you want to save for Christmas 2020.
We take that total amount and divide it into 26 equal payments.
The money is automatically transferred from the VCNB checking or savings account of your choice every two weeks throughout the year.
In October 2020, your savings total will be direct deposited into the checking or savings account of your choice.
Our customers who use Christmas Club love it because it makes saving for holiday spending simple. Saving a little bit each month is much easier than doling out a large amount at one time or incurring credit card debt for gift spending. Your Christmas Club will automatically renew each year unless you ask us to stop or request a change in your savings amount.
Each year, VCNB gives each Christmas Club account holder a small token of our appreciation. This year’s gift is a handmade Christmas ornament by renowned Chillicothe artist Folk Art By David. Receive yours when you open your Christmas Club account. Current Club holders can pick up their gift after October 9.
What are you waiting for? See a banker in your local office to set up your Christmas Club today!
The holiday season is sneaking up on us. With October here, it’s just a sleigh ride through Halloween and Thanksgiving into the Christmas shopping season. It seems to start a little earlier every year and, for many, the list of expenses continues to increase as well.
That’s why VCNB offers a Christmas Club. The idea behind it is simple: put away a little each month for a happier holiday season.
You set the amount you wish to save. Some customers save just a few hundred dollars while others save thousands. Whatever amount you choose to save, we divide the total by 26 payments. Then we automatically transfer that payment amount from your VCNB checking or savings account to your Christmas Club every two weeks starting in mid-October. The following October, we will direct deposit your Christmas Club check into the VCNB account of your choice. Unless you tell us not to, we’ll automatically renew your Christmas Club, ensuring that you are ready for the next year’s holiday!
Signing up is easy. You can do it the next time you stop by your local branch or you can do it now using online banking! Just log into your online account and click on the Online Forms tab at the top. On the next page, look for the Christmas Club application. You submit it electronically and it takes just a few minutes.
Have questions? Contact your account representative today!