A Quick Look: Simplify Your Banking

Most of us lead busy lives. In the spirit of Simplify Your Life Week, we wanted to do a quick summary of some ways you can simplify your banking and {hopefully} free up time for things that are important to you.

Online and Mobile
Gone are the days you have to wait for the mailman to bring your monthly statement. You can still do this but you can also just log in to your online account and see your current balance, past statements, current statement and even pay bills, open an account or prequalify for a loan. It’s free and easy to use our website, plus it gives you greater control over your own money. With VCNB Mobile, you’ll find a one stop shop for your quick banking needs. This is free app gives you access to your deposits and loans from your mobile device. Here you can also pay bills, transfer funds and even deposit a check. It’s like carrying around the bank on your phone.

Want to know more? Here are some specifics!

Online Bill Pay
Many customers seem to think Online Bill Pay is the greatest thing since sliced bread and we are inclined to agree. Set up recurring bills to automatically pay at your convenience or log in and pay a single bill. Either way, it saves using checks and stamps. It also guarantees your payment will be taken from your account when you say. It’s free as long as you use it at least once a month. The great thing about Bill Pay is that it requires so little effort and time to keep paying bills within your complete control.

Popmoney® personal payment service
While Bill Pay helps you pay bills, Popmoney allows you to send funds electronically to individuals. All you need is the person’s email address or mobile phone number. They will receive a text or email notification that your money is waiting for them. They can deposit the money into the checking or savings account of their choice.

Mobile Deposit
Have a check but no time to hit the bank? Deposit it using VCNB Mobile and the camera on your mobile device. You can deposit funds in to the VCNB checking or savings account of your choice for free!

Account Alerts
You don’t even have to log in to keep up with activity related to your checking account, savings account, certificate of deposit or loan. There are nineteen notifications to choose from, allowing you to receive an email or text for activity that interests you. Want to know when your debit card is used or when your checking balance dips below a certain amount? Request reminders for when your loan payment is due or late and even get an alert when your CD is about to mature. Sign up for this free service online.

A Few More Things
Our website and mobile app provide a host of other ways to simplify your banking and save you money. For example, if you’re in the market for a new home, use our online pre-qualification to learn how much you can afford. Open accounts online, track the UChoose Rewards® you earn with Rewards Checking, request a credit increase for your credit card and even chat online with someone in customer service!

Life is too short to waste time on banking. Streamline your banking and your money management with these and other great products at VCNB!

VCNB Is Saying Thanks!

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November is the month of Thanksgiving and we want to use this time to thank our customers for another great year. As a community bank we have the opportunity to not just meet our customers, but to get to know them, and we can say with certainty that some truly wonderful people bank with VCNB.

Here’s how we’re saying thanks:

Earn 5,000 Points – Customers both new and existing can earn 5,000 bonus points by opening a Rewards Checking account online now through the end of the year. Rewards Checking has been extremely popular with our customers and employees because it provides the opportunity to earn UChoose® Rewards Points for every day banking habits. That means you can earn points for dollars spent with your debit card, for using Bill Pay and other VCNB products.  Those points can be used for gift cards for your favorite restaurants and retailers, for gifts, travel and even cash back! Click here to learn more about Rewards Checking.

Free Mobile Deposit – Mobile Deposit is now free for VCNB Mobile customers! Use the camera on your smart phone to take pictures of your check inside the VCNB Mobile app. Your check is deposited into the checking or savings account of your choice, saving you a trip to the bank!

No Purchase Fee Gift Cards – We all have folks on our list who are hard to buy for or who simply like to receive gift cards for holidays and birthdays. Through December 31, our VCNB prepaid gift cards are now free of purchase fees. These cards can be used anywhere that Mastercard© is accepted. Secure, even for online purchases, this is a great gift for anyone. Prepaid gift cards are available in any denomination up to $1,000.

Giving Back – We try to be good neighbors by supporting community organizations and events throughout the year. During the holidays we like to partner with our customers to help some special organizations that are close to our hearts. Every VCNB office is accepting monetary contributions to assist a local organization including food banks, Project Backpack and even a local humane society. Stop by your local office to find out what we’re doing in your neighborhood.

Contests – Throughout November and December we are giving away a $100 gift card every week to one lucky winner on Facebook. Visit our page to learn more about our weekly contests! 

We love our customers and hope you will love the things we are doing to say thanks!  Learn more by clicking here!

 

 

 

Rake In The Points At VCNB!

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With the arrival of September, we’ve noticed that some leaves are starting to turn colors and fall. While raking leaves in your back yard isn’t so fun, we think you’ll like our offer to “Rake in the Points” this fall.

Rake in the Points is our latest offer for new Rewards Checking customers to receive 5,000 extra points when they sign up online.*

We bet you’re wondering what these points are all about. Customers who use VCNB Rewards Checking earn UChoose Rewards® points for their regular banking habits. Customers can earn points for using Online Bill Pay, Direct Deposit, and for making automatic loan payments. They also earn one point for every three dollars spent using their debit card. Additional point earning opportunities are available to customers. Read more here.

These points can be redeemed for gift cards, cash back, concert tickets, travel, merchandise and more! Rewards Checking offers so much added value that we’re seeing more and more customers embrace  the Rewards Checking lifestyle every day!  Click here to read an example of how an average customer might earn points.

Opening an account online is easy and can be done in five easy steps. What are you waiting for? Put down that rake and pull up a chair. You can rake in the points at VCNB with just the click of your mouse!

*Limit two per household. Personal accounts only. Account must be opened online and have a $100 minimum deposit, an activated debit card and a debit card registered with UChooserewards.com within 60 days of opening account to receive the bonus. Points will be awarded within 30 days of meeting criteria.

 

Peace, Love and Points Offer Ends Soon

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Peace, Love and Points has been our theme here at VCNB all summer long and we’ve had a fun time embracing our inner hippie. Sadly, all good things must come to an end and this campaign is no different. Have you taken advantage of this opportunity to earn up to 20,000 Bonus Points with a Rewards Checking and a Platinum Credit Card at VCNB?

It is good through August 31, both in office and on our website.

Customers who qualify for a Visa© Platinum Credit Card may receive a bonus of 10,000 UChoose Rewards® Points. With our Platinum Credit Card, customers can receive bonus points for using it to make regular purchases. Those points can be redeemed for gift cards, travel, experiences and merchandise.

Customers who open a new Rewards Checking account or switch an existing VCNB account to Rewards Checking will be eligible to receive a bonus of 5,000 points. Those who opt for self-service and open a Rewards Checking account online will be eligible to receive a bonus of 10,000 points.

To receive a Rewards Checking bonus, the customer must activate a debit card and register it through UChooseRewards.com within sixty days of account opening to receive the bonus. New accounts must be funded with a minimum $100 deposit within 30 days of account opening. Click here to read the full terms and conditions for this promotion.

Click here to open your Rewards Checking account online  or stop by any of our seventeen offices to apply for a Platinum Card or to open a Rewards Checking with one of our friendly staff.

What are you waiting for?  The summer of Peace, Love and Points will end soon but your point earning opportunities with Rewards Checking and a Platinum Visa will continue every time you use them!

Have You Tried Rewards Checking?

We have been amazed at the customer response to our new VCNB Rewards Checking account. When we introduced this account to customers last year, we knew we had something special but we weren’t expecting such an incredible response. Months later, we continue to hear from customers about how much they love this account and we are simply delighted. After all, community banks are about providing personal service to customers and providing them with the banking tools they need and want.

If you haven’t tried Rewards Checking, it’s exactly what it sounds like: a checking account that rewards you for your regular banking habits. You receive points for spending money with your debit card, for using direct deposit and Online Bill Pay, among other things. We even give you points to get you started when you open the account.

Those points can be used to receive cash back and gift cards for major retailers and restaurants. You can also use those points for travel expenses, merchandise and experiences like concert tickets.

We are thrilled to offer this account and to reward our customers for their loyalty.

If you have signed up for Rewards Checking, we have a reminder for you: Be sure to register your debit card with the UChoose Rewards® website so that you can begin earning and spending all those points! Registering is very simple and can be done by clicking here.

Once you’re registered, take a look for special offers under the “Earn Points” tab. Here you will find point earning opportunities that are only good online as well as some special opportunities that must be activated to learn. You can also browse all the great things you can redeem your points for under the “Redeem Points” tab.

Learn more about Rewards Checking by visiting our website.

We sometimes offer bonus rewards points so pay attention for those offers as well!

Summer of Peace, Love and Points

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Peace, Love and Points will be the theme at VCNB this summer! From now through August 31, you can earn up to 20,000 Bonus Points with a Rewards Checking and a Platinum Credit Card at VCNB. Many of our offices are having fun with this sixties theme, playing music and breaking out their tie dye!

Here’s what Peace, Love and Points means for you:

Customers who qualify for a Visa© Platinum Credit Card may receive a bonus of 10,000 UChoose Rewards® Points. With our Platinum Credit Card, customers can receive bonus points for using it to make regular purchases. Those points can be redeemed for gift cards, travel, experiences and merchandise.

Customers who open a new Rewards Checking account or switch an existing VCNB account to Rewards Checking will be eligible to receive a bonus of 5,000 points. Customers who opt for self-service and open a Rewards Checking account online will be eligible to receive a bonus of 10,000 points.

To receive a Rewards Checking bonus, the customer must activate a debit card and register it through UChooseRewards.com within sixty days of account opening to receive the bonus. New accounts must be funded with a minimum $100 deposit within 30 days of account opening.  Click here to read the full terms and conditions for this promotion.

Click here to open your Rewards Checking account online  or stop by any of our seventeen offices to apply for a Platinum Card or to open a Rewards Checking with one of our friendly, experienced staff.

Get 2,016 Bonus Points With Rewards Checking!

2016 PointsWe wanted to ring in the New Year right with a new promotion for our Rewards Checking account. Now through February 29, folks who open a new Rewards Checking account online will receive 2016 UChoose® Rewards.

Rewards Checking rewards customers for using bank products including their debit card for purchases. Points can be redeemed for cash back, gift cards, travel, experience tickets, merchandise and more! To read all about Rewards Checking including the ways you can earn points, account terms and more, click here to visit our website.

To qualify for the 2016 bonus, a $100.00 minimum deposit must be made into the eligible checking account, and a debit card must be activated and registered through UChooseRewards.com within 60 days of opening account to receive the bonus. Points will be awarded within 30 days of meeting criteria. Limit two bonuses per household.

Click here to read full offer details.

Visit us online to get started with opening your new Rewards Checking or other VCNB account!!!

 

Embracing the Rewards Banking Lifestyle

In September we debuted a new product that seems to have taken on a life of its own. It has generated so much excitement that we have coined a new term: the Rewards Banking Lifestyle.

A Rewards Banking Lifestyle is the realization that every day choices can generate benefits for you in the form of UChoose® Rewards Points, redeemable for things you need and want. It’s when you think twice before using a different way to pay because your VCNB Rewards Checking Account gives you so many reasons to use VCNB products and cards.

If you are like the average American, you are already spending money. You’re paying the electric bill, buying groceries, filling your gas tank and buying shoes for your growing kids. What are you getting in return for spending your own money? Chances are you’re getting nothing except the satisfaction that your bills are paid and your family is fed.

When you are a VCNB Rewards customer, you have potential to earn rewards points for lots of your everyday banking habits. Rewards Checking customers earn points for dollars spent when they swipe their card for PIN and Signature purchases. They earn points for using Direct Deposit, Online Bill Pay, the Visa Platinum® Favor Card and other VCNB products. Essentially, customers who take advantage of our products will earn points each time they spend their money, pay a bill, get paid by direct deposit or pay a VCNB loan.

Rewards Checking Chart- Flier for new accounts

We recently talked about the amount of points an average customer might receive in a month. Click here to read that story.

Many of our customers like to receive cash back. Others enjoy receiving gift cards, travel experiences, event tickets and even merchandise. There is an extensive UChoose® Rewards Store that offers a variety of items.

Our employees began testing Rewards Checking a few months before we released it to the rest of our customers. We notice that many of them are taking full advantage of their point earning potential and looking for additional ways to earn more. In a lot of ways, they have pioneered the Rewards Banking Lifestyle.

A Rewards Checking Account, like all of our accounts, can be opened online or in any of our seventeen locations.

Click here for complete information on this account including fees and terms and conditions.

Leverage holiday shopping to earn UChoose® Rewards Points

Ready or not, here it comes. The holiday season is just about here. A lot of retailers are already decorated and getting started on early sales. We always feel a little guilty about discussing Christmas before Thanksgiving but we feel a duty to help our customers prepare for this very expensive season before it arrives. After all, if you wait until December to save money and plan for Christmas, it will be too late.

Today we’re talking about how our Rewards customers can leverage more points during the holiday season. Our customers who are earning UChoose® Rewards Points with their Platinum Visa® card or Rewards Checking can earn points redeemable for gift cards, cash back and items each time they swipe these cards.

Platinum Visa customers will earn one point for every dollar they spend while Rewards Checking customers will earn one point for every three dollars when they swipe their card. Since Christmas is such an expensive time of the year, this is a great time to watch those rewards points add up.

Think about all the money you spend during the holidays. Most folks spend far more than they think when they add up all the extra things they do and buy between Thanksgiving and New Years. All that money you spend on making the holiday merry and bright could add up to something nice for you after the holiday!

Our friends at Nerd Wallet did extensive research last year and determined the average cost of Christmas spending per American city. In Columbus, the average family of four was expected to spend an average of $842.76. That’s for presents, food, holiday cards, decorations – the whole Christmas shebang. Click here to read the whole study.

Contact your local office to apply for a VCNB Platinum Visa card.* Also, if you are interested in opening a new Rewards Checking account or converting an existing checking account to this type of account, you can open in-office or online. At this time, we are even offering a promotion that offers bonus points to get you started. Learn more here.

*Credit restrictions apply.