Ask Cheryle Lange about her career in banking and the conversation that follows sounds like a lesson in Community Bank Lending 101. That’s because she has worked in nearly every role related to lending. From loan processor to lender to credit manager, Cheryle has done it all and seen it all. The veteran banker clearly loves her work but she will retire on April 8 after 36 years with VCNB and the Friendly Bremen Banking Center.

Cheryle didn’t plan to be a banker. In fact, she had her sights set on being a high school mathematics teacher. As so often happens, life got in the way and she pursued a different path at Bowling Green State University where she majored in Business. The Medina native came to Lancaster after getting married and following her husband to Fairfield County for his job. Here, she found work with another local bank, first filing checks and later taking on different roles related to lending.
She moved to Friendly Bremen Banking Center in 1986 when her old boss Ned Hinton suggested Cheryle for a job as his loan processor. Three years later, she left on maternity leave and returned to work with a promotion to Loan Officer. Over the years, Cheryle grew as a banker, taking on more responsibility managing our West Fair branch, then as a lender who worked in every type of loan the bank offers. She said she really enjoyed mortgage lending and that she had a great construction loan following but she made a shift into commercial lending when Ned retired in 2008. While she inherited his portfolio, she found her way by building her own customer base. She called it “a hectic but rewarding time.”
A few years later, Cheryle was given a choice to continue as a commercial lender or to take on a new role as Credit Manager. “I felt I had been producing loans for so long it was time to change things up, so I went with the credit manager position,” she explained.
While she has enjoyed the various stages of her career, her favorite work was in mortgage and commercial lending. Cheryle, who has a bit of a competitive spirit, said she enjoyed the challenge of seeing how much she could do in comparison to her coworkers. “It was exciting to look at monthly reports and see where I stood among the rest of the lenders. But probably the best personal feeling was the accomplishment of helping our customers complete a project. Home construction and purchases were the best because I got to see customers really be excited about a dream come to reality,” she recalled.
Once a young mother learning the ropes of lending, she is now a seasoned professional who seems to enjoy mentoring others.
“I try to help others, to help them learn from what I’ve learned. Our job is to take care of customers, to look out for them and to be helpful. That’s what community banking is all about and I think part of my job is helping others here remember that,” she mused.
She talked at length about helping customers better themselves. “People sometimes come in asking for something that isn’t right for them. It’s your job as a lender to figure out what they actually need to be successful and how to get them there. Sometimes what they need or want isn’t within their reach for one reason or another. If that’s the case, you need to help them understand what it will take to get there. Explain to them why they are being told no and help them understand what they need to do,” she explained. “Take a few minutes to talk with them about how they can improve their finances and give them tools to better themselves. Then tell them to come back when they are ready. You would be amazed at how many people will tell you that everyone else just told them no. They will appreciate you and when you tell them to come back when they’re ready, they will do it and they will be loyal customers.”
Cheryle is grateful to the bank and her job for the life she was able to build for herself and her boys. “The bank has been good to me and loyal to me. I will always be grateful for my career here and I will always have the bank’s interests at heart, retired or not,” she exclaimed. “I’ve had a good life because of my job at this bank.”
She’s now an empty nester. The mom of three grown boys lives in Pickerington with her little dog Bella and is in the process of downsizing into a more efficient home. Cheryle is an avid reader, enjoys walking, Zumba and worship at her church. She hopes to find a volunteer organization that could use her helping hand. “I want to get involved, to give back and do something for someone else,” she said.
While she looks forward to the road ahead, Cheryle dreads leaving for the last time and hopes she has done enough. “The people. I have some truly wonderful friends here, people who have been there with me through everything. I can’t imagine not having them in my life so I am already planning for how we can stay connected,” she said. “When you look back on your life, I think you just hope you did a good job. I think I did.”
Cheryle will celebrate her last day on April 8. Customers are invited to stop by and give their congratulations.









Debbie started out as a teller at the Friendly Bremen Banking Center on West Fair in Lancaster. Since that beginning in 2001, she has taken on other new and challenging positions both on the front line and behind the scenes. “Friendships grew with staff and customers. I have deep respect for those working on the front line. I became the receptionist there before moving to the East Main branch as Ned Hinton’s processor for several years. I learned so much from different seasoned employees which helped me later as I was promoted to a loan officer.”
When it comes to wedding planning, there is nothing more exciting or more stressful than choosing the right dress. Fortunately, local brides have a secret weapon at Perfect Weddings. Here Ellen Rickett uses her experience to help brides select just the right wedding gown and everything else she needs for the bridal party to wear.
The 7,000 square foot facility encompasses two floors of a tudor style shop on Memorial Drive in Lancaster. It is practically a wonderland of wedding gowns, bridal party gowns, homecoming and prom dresses. They also offer tuxedo rentals, jewelry, veils, shoes, garters and even fun socks to prevent the groom from getting cold feet.
Pandemic related closures have created difficulties for the event business as most gatherings have been cancelled or postponed. “We went from 118 tux rentals in one weekend to none the following weekend,” she recalled. “It was a domino effect of tragedy for the kids, the brides, for us, our designers and distributors, the venues, for everyone involved.”
Money is another focus for Ellen as she strives to work within any budget. They typically have some dresses on sale for as little as $99 and the range of cost goes up to $2,300. They do offer a payment plan, a service that she said most bridal stores no longer provide.
The Robert K. Fox Family YMCA in Fairfield County was one of the first stories in our Small Business Spotlight series. Many exciting things have happened here since that first spotlight in 2015.




Bill Miller doesn’t know what he would be doing if not for making donuts. That’s because he’s been in the donut business since his very first high school job at Jolly Pirate Donuts in Lancaster. For the last thirty years, he and his wife Cheryl have owned Donut World, a Lancaster landmark known for the best donuts in town.
Their variety of donuts is exceptional and includes over 50 kinds, including some seasonal favorites like pumpkin and cherry. “We tend to focus on the most popular and on the things people love the very best,” Bill said as he began naming customer favorites like chocolate iced vanilla, devil’s food, chocolate bismarks, apple fritters and cinnamon rolls. Still the runaway favorite here is good old fashioned glazed donuts. “People never get tired of our glazed donuts,” he said.
Donut World is one of the top ranked donut shops in Ohio and was the Best Bakery in Fairfield County in 2016 and 2017, according to the readers of the Lancaster Eagle Gazette. They have a five star rating on Yelp and have a large following on Facebook too.
When Kathy Cooper talks about her years as a banker, it’s clear that this has been a career and a passion rather than just a job. She will retire January 31, closing a 35 year chapter of her life’s book. But she insists this is just the end of a chapter and that she still has a lot of life and maybe even some new pursuits ahead of her.