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Tag Archives: Salt Creek Banking Center
Money Superstitions Around the World
Everyone could use a little extra luck, especially where money is concerned. That may be why people in nations across the globe hold dear a host of superstitions regarding money and fortune. Here are a few of those superstitions to give you some food for thought today.
In Argentina, the superstitious believe that finding money on the ground is a sign that more money is on the way.
Argentinian superstition states that finding money on the ground is a sign that more money is on the way. But that good fortune can be reversed by spending the found money or by returning it to the rightful owner.
Some Chinese people believe that keeping a dish full of spare change in the kitchen will make them prosperous.
The superstitious in Turkey believe that holding gold in your hand in a dream means you will earn money in real life. They also believe that a scratched right palm means you will spend money while a scratched left palm means you will receive money.
In nearby Greece, it is commonly believed that money attracts money. They believe that having a single coin in your possession will help you find good fortune. However, completely emptying your pockets, wallet or bank account will bring you very bad fortune. If you give someone the gift of a new wallet or purse it is best to include a few coins to prevent them from being empty from the beginning. Russian superstitions support this belief that you must never give an empty wallet or purse. Russians also believe that scattering coins in bags and cupboards around your home will attract more money. Careful though – if someone picks up these coins from your home, the process will be reversed!
The people of India believe the elephant brings good luck. Symbolizing luck and great wealth, the elephant is often worn as jewelry and prominently displayed.
Chinese people have many beliefs and practices related to money. One example is that they believe keeping a dish full of spare change in your kitchen is thought to make them prosperous.
Several cultures, including Lithuanian, believe that you should never place your wallet or bag on the ground or your hat under the table. These acts mean that you will have no money in the future.
Finding an egg with two yolks means that you will become wealthy, according to superstitions in the Phillipines. If you wish to lure money your way, Puerto Rican folklore says you need only to burn a cinnamon stick. Making a cross on the floor after you pick up found money will bring even more money, according to Mexican tradition.
Do you believe in superstitions?
New Bank Cards Arriving Soon
Many of our customers have noticed that we are getting a new look in our banking centers. While we continue to offer the great customer service you have come to expect, we have begun introducing an updated look to our logo in our banking centers, online and in our advertising.
Now that new look is coming to your wallet!
We are pleased to say that you will soon receive a new bank card to replace your old card. Scroll over each card to read the card type:
ATM Card
Business Card
Health Savings Account Card
Debit and ATM Card
There are some things you need to know when you receive your new card. First, it will come with instructions. Please read the enclosed information on how to activate your card and select your PIN.
Do not immediately destroy your old card. You must continue using your old card through July 6 and activate your new card on July 7.
After activating your card on July 7, change any automatic payments made with your old card to reflect your new card number. For example, if you pay your electric bill with your card, you must contact the provider to give new card information.
Please note that automatic payments set up with your bank account will not be impacted by the change.
While we do not anticipate any problems with this switch, we encourage you to carry a second form of payment if you are traveling during this time.
Your new card should be arriving soon so watch your mail and follow these instructions to insure an uneventful transition from your old card to the new one.
Vroom, Vroom! Rev Up Your Wallet With Extra Cash!
Lots of people are taking advantage of our current checking account promotion. Have you heard about our Rev Up Your Summer Road Trip special?
Now through the end of this month we are offering a $150 bonus for anyone who opens a Checking My Way account online and who signs up for direct deposit.
This account is popular among our customers for its flexibility and options. With Checking My Way, you are not required to maintain a minimum balance and there are no fees if you take electronic statements. If you prefer to have a paper statement mailed to you each month, the cost is $3 per month without check images and $5 per month with check images.
In addition, we provide all VCNB customers with free Online Banking, Bill Pay and Mobile Banking, giving you access to your accounts 24-hours a day. With Mobile Deposit, you can deposit a check by taking a picture of it with your mobile phone.
Through our Rev Up Your Summer Road Trip special, if you open a Checking My Way Account online you will receive $100. Sign up for direct deposit and receive an additional $50.
Some limitations apply and a one hundred dollar deposit is required at account opening. To learn more, see the rules pictured below or click here to get started.
VCNB Billpay Will Set You Free!
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VCNB Rolls Out the Red Carpet For Business Customers
Owning and operating a business is hard work. Banking for your business shouldn’t be.
That’s why at VCNB we have a full line of business products to make your life easier. From business accounts to loans to payroll services, we have products and services to help your business.
More importantly, we have local support to back up the promise that you will love our business banking.
“We have all the bells and whistles the big banks offer but with a community bank touch. Our customer isn’t a number. We get to know them. We develop a relationship with them and we stay with them to make sure they are satisfied,” explained Monica Delong, Vice President of Retail Accounts. “It would be unfair to say we are competitive. We are better than competitive,” she said.
With Business Online Banking, Delong said that customers can manage their business’ accounts 24 hours a day. “There are a variety of accounts to choose from and they can do wire transfers, stop payments, bill pay and all sorts of things online,” she explained.
Credit card machines are also popular, according to Delong. VCNB’s newest business banking service, Remote Deposit Capture, allows business customers to deposit checks from the convenience of their workplace. Credit, debit and ATM cards make accessing funds easy and our Payroll Services is a convenient way to manage payroll, taxes and more.
The best part though is that VCNB has local staff to assist and support business customers. “If our customer has any issue, we have a dedicated support line, dedicated support online chat and staff ready to help. We will go to their workplace and get them set up. We will hold their hand while they learn and troubleshoot if there’s a problem,” Delong said.
“We only use local people so there’s no call center to handle issues. They will get to know us and we will get to know them. And it’s service delivered with a smile,” she explained.
Business customers can access many services:
Business Checking Accounts
Merchant Services
Remote Deposit Capture
Credit Cards
ATM and Debit Cards
Payroll Service
Business and Commercial Loans
Business Online Banking
To learn more visit our website by clicking here. To speak with someone about business banking services at VCNB click here.
Happy Weekend!
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Backyard Fun For All
Summer vacation will be here soon. With it will come a chorus of exclamations from your kids – they are bored. What will they do for fun today?
For some families, time or money won’t allow for a vacation this year. Fortunately, there is a lot of fun to be had in your own back yard if you just go looking for it!
Here are some ideas to get you started.
Take a Hike – Look to community and state parks for trails filled with trees, wildflowers and wildlife. Here you will find recreation and pretty scenery.
Visit a Farmer’s Market – Most communities have them and you never know what you’ll find. Help your kids learn where their food comes from while supporting local farmers.
Take a Picnic – Whether it’s at a scenic park or in your own backyard, family picnics are fun! Dining al fresco is especially fun if you pack a Frisbee or some other outdoor game.
Pick Your Own – Seek out a pick your own patch of fruits or vegetables. Pick your own berry patches are especially popular.
Take a Bike Ride – Dust off your bikes and go for a little ride. Everyone will have fun and it’s great exercise!
Hang Around – Spend an afternoon at the school or community playground. What’s more fun than monkey bars and swings?
Look for “Discount Days” – A lot of museums, parks and other attractions offer discount tickets or even free admission certain days of the week. Check out their website or call to see if there are any offers available.
Plan a Movie Night – Too hot to go outside? Prepare a few snacks and watch your child’s favorite movie!
Schedule a Photo Shoot – Give your kids some props and let them ham it up for your camera! They will have fun playing around and you’ll have some great pictures to remember the day.
Family fun doesn’t have to be expensive or far from home. Look around your neighborhood and see what’s available and appropriate for your family. Look to your local Chamber of Commerce or Visitors’ Center for guidance as well.
Talk To Us Without Talking To Us
Have you ever had a question for the bank but couldn’t pick up the phone to call? Or maybe you just didn’t feel like talking to someone at that time?
Now VCNB offers Online Chat for our customers. This free service is available from the website. With the click of a button, you can talk with a real person about nearly any topic imaginable, and without saying a word.
Here are a few reasons we think you will love Online Chat! 
- It’s a Real Person – Our representatives live in our communities, will tell you their name and will take a genuine interest in solving your problems or answering your questions.
- Immediate Gratification – You can ask a question and receive an answer quickly during regular bank hours.
- It’s Easy – It couldn’t be easier to reach out and get an answer. Just click the “Chat Online” button on our homepage to get started. You will be asked to enter a name and type in a verification code before you can start typing a conversation.
- It’s a Multitasking Dream – We know your time is valuable. So you can shop online, eat lunch or watch tv while you are chatting with us. We’ll never know that you are eating Fruit Loops in front of the tv!
- You Don’t Have To Talk – Take care of your important business and get the answers to your questions without uttering a word out loud. Nosy co-workers won’t know your business anymore!
At VCNB we think it’s important to keep up with the times and to provide our customers with choices. If you wish to speak to a live person on the phone, we welcome you to call. In fact, we look forward to talking with you. But if you can’t or don’t wish to call, we hope you will find Online Chat a good option.
Have you tried it? Leave us a note in the comments section and let us know how it went!
Rev Up Your Road Trip With A New Account At VCNB
Are you thinking about opening a new checking account? Now may be the time. We are currently offering a $150 bonus for anyone who opens a Checking My Way account online.
Why open a Checking My Way Account? Besides the fact we are offering you a bonus to open, this account is flexible and offers you choices to help make it your own.
With Checking My Way, there is no minimum balance required and there are no fees for electronic statements. If you would like to have a paper statement mailed to you each month, the cost is $3 per month without check images and $5 per month with check images.
All VCNB accounts provide customers with free Online Banking, Bill Pay and Mobile Banking, allowing access while at home or on the go. Mobile Deposit will give you the option of depositing a check by taking a picture of it with your mobile phone.
We think this account has many great options and may be a good fit for you. Right now we are offering an online special for Checking My Way. Through our Rev Up Your Summer Road Trip special, if you open a Checking My Way Account online you will receive $100. Sign up for direct deposit and receive an additional $50.
Some limitations apply and a one hundred dollar deposit is required at account opening. To learn more, see the rules pictured below or click on this link to get started.
VCNB Family 