Small Business Spotlight: Spring Street Sports

Small businesses are important to communities and running a business is tough work. That’s why we feature a small business in one of our communities every month! 

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When John McGee opened his business it was because he wanted to fill a need in his community. Since then, the Spring Street Sports owner has built a successful business but seems most interested in chasing a passion to help local kids.

Spring Street Sports started life when John realized there was no place in Vinton County to buy a Viking t-shirt or to have a trophy made. “My wife and I were going to see the boys basketball team in the playoffs at the Convo and I mentioned needing to get a shirt to wear. She said we’d have to go to Wellston to buy one and that just didn’t make sense to me,” he said. “Why would we leave our community to buy a Vinton County shirt?”

In 2006, they converted a small apartment on Spring Street in McArthur and started making shirts and trophies. With enthusiastic community support, they added embroidery services and tanning as well as other products.

It wasn’t long before they needed more space and McGee said they wanted to have a larger retail space. In 2016 the opportunity presented itself to move into a retail space in downtown McArthur. Here shoppers can pick up items that are ready for purchase as well as see sample merchandise and place custom orders.

McGee enthusiastically attends the games, sponsors events and does his best to help Vinton County kids and adults wear their Viking pride. “That’s why we’re here. Our kids are our future so we want to support them and we want them to know how proud their community is of them,” he said.

IMG_7704IMG_7736But their line of products isn’t limited to Viking apparel. They also provide things like embroidered jackets for construction companies and uniforms for businesses.

They offer some more unusual products too. “I try to offer unique things that you can’t find anywhere else around,” he said. For example, Spring Street is an authorized dealer for Green Mountain Smokers, wood pellet smoker grills that can also be used like a regular grill and that can be controlled with an app. With a 150 degree to 500 degree temperature range, it can be used to cook meats as well for baked goods and essentially anything else the backyard chef might want to cook.

Rocker chairs for camping and events, insulated cups, stadium chairs and Bison Coolers are also available here. Plus, they do year round tuxedo rentals. Signs, billboards, car magnets and digitally printed signage are also available.

Trophies and plaques continue to be popular as well.

He praised longtime employee Kelli Ousley as well as niece Kacy Petty who manages the store. “Kacy does a great job keeping everything running for me. It can be pretty fast paced and stressful in here and she does a good job keeping a handle on things,” he said.

Several brand options are available in custom hats, t-shirts, sweatshirts and jackets. Nike and Richardson are the most popular brand of caps. Popular apparel brands include J America, Holloway, Nike Golf, Gildan and Jerzees. These are available with embroidery, screen printing and several colors of vinyl.

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The store works with teams and organizations for fundraisers. “Everyone likes t-shirts so they make a great fundraiser,” he explained.

He gets the store involved in a number of other ways. They sponsor tailgating for home football games complete with sliders and other food. They also honor a football player with a Hit of the Week award and a band member with a Musician of the Week award. This year the store is sponsoring the Vinton County Prosecutor’s Driven to Succeed Program.

“In small communities, sports programs and school activities are what we do on the weekends and weeknights,” he said with sincerity. “Everything revolves around the schools and I think it’s important to be present and to support the kids and schools. We’re investing in the future when we support the kids.”

Spring Street Sports is located at 200 W. Main St., McArthur and they are open Monday through Friday 10 a.m to 7 p.m. and Saturday 10 a.m. to noon.  Call 740.596.8337 or follow them on Facebook.

 

VCNB Announces Tenth President In 151 Year History

Mark ErslanVinton County National Bank is pleased to announce that Mark Erslan has been named by the Board of Directors to replace Ron Collins in anticipation of Collins’ 2019 retirement. Collins has served Community Bancshares, Inc., the bank’s holding company, for over twenty years. This included nine years as president of First Bremen Bank and nine years as president of VCNB.

Erslan began his career with VCNB in 1992 after graduating from University of Rio Grande with a degree in Business Management. His first position with the bank was Management Trainee in the Operations Department. The following year, he requested a position interacting with customers and was entrusted with a Branch Manager position in the bank’s new Ross County market. Since then, Erslan has held various roles within the bank including Consumer Lender, Vice President of Lending and, most recently, Executive Vice President Head of Lending.

He is optimistic about the bank’s future and indicated he plans to continue following the bank’s current growth strategy. “We look forward to steady growth in the communities we serve by continuing to provide our customers with excellent in-person service while embracing new technology to provide additional conveniences on-line,” Erslan said.

“I am eager for the opportunity to lead the bank in this position. In my 26 years with VCNB, the past presidents have played a significant role in my development and I hope to pass that along to the next generation of bankers,” he continued.

Collins will help with the transition by continuing as CEO through 2019. He also plans to remain on the Board of Directors.  “It was a pleasure and honor to lead this organization and be able to work with such dedicated people.  I am pleased that Mark will be our new president. Over the years he has demonstrated his commitment to our bank, our customers and the great communities we serve,” Collins said.

VCNB Business Support Team Works For You

As a business owner, you need every dollar and every minute to work for you. Your bank also needs to work for you. Here at VCNB, we understand that and we provide a Business Support Team to help you with business problems and solutions.

We recently sat down with Monica DeLong, Vice President of Retail Accounts at VCNB, to talk about what sets VCNB apart in the world of business banking. She had a lot to say on this subject.  “Most banks offer basically the same products so the things you find at big banks or regional banks are the same products we have here. What sets us apart from all the others is the dedication we have to our business customers and the services we provide them,” DeLong said.

In fact, VCNB offers a dedicated support phone line that rings into the Business Support Team. “When they call, they will hear a familiar voice, someone they’ve likely worked with before and someone who understands their business and what they need,” DeLong explained.

Another thing that makes VCNB unique is the complimentary set up services and training provided by bank employees. “If you sign up for Remote Deposit Capture, we don’t just ship the equipment to you. We actually go and set up for you. We demonstrate it, we help you learn how to use it so you’re comfortable and are ready to make those deposits from the comfort of your office. The same goes with payroll. If you use our payroll services, we come to you and we train you to use it. Then we offer support if you need it later.”

She pointed out that VCNB is also one of the few banks that offers Rewards Points for business checking customers. These points can be earned by using bank products and a debit card. They can be redeemed for cash back to the account, making it easy for business customers to earn a little extra cash just for doing their banking.

Another quality that many customers appreciate is the flexibility in online and mobile banking. With online banking, the account holder can assign as many people as needed to use online banking and to see as much or as little of the online banking content as necessary. So the employee responsible for payroll can be given access only to the payroll portion of online banking while another employee may only be given access to wire transfers. Checks and balances can also be put in place so that one person initiates something but a second person has to approve it.

“It’s our service that sets us apart,” DeLong pointed out. “We want the entire relationship with the customer so we want to make sure the entire process is a positive one. You’re never just a number, you’re a name and we know who you are.”

Ready to move your business relationship to a bank that really wants to work with you? Find your closest branch here! 

Rita Teeters To Retire Thursday

When Rita Teeters talks about her upcoming retirement from Vinton County National Bank, she doesn’t seem as eager to leave work as she does to simply have free time to do as she wishes. Rita will retire Thursday after accumulating 35 years over two stints with the bank.

She started her career with VCNB in 1964. Back then, the bank was still small with just one location in McArthur and a modest staff that included only a handful of women. “One person answered the phone. That’s how small we were,” Rita said. “And there were just a few of us girls in the Accounting Department.”

Rita Teeters Retires croppedThese were prosperous years and, as the bank grew, so did the presence of other women. Rita’s job was to operate the proof machine, a large piece of equipment used to process transactions and ultimately make sure the bank was balanced at the end of each day.

She worked in the Accounting Department until leaving in 1979 while expecting her first child. “When Carla came along, I never expected to keep working. That’s just what you did back then. You stayed home and raised kids,” she explained. “But when I left, Bob Will told me I would always be welcome if I ever wanted to come back.”

Nineteen years later when Carla was in college and son Kevin in high school, Rita found herself looking for work to help her family through a rough patch.  “I answered an ad in the county paper because someone was looking for a proof operator. That’s what I did for the bank so I applied for it. Well, never did I guess it would bring me back here,” she said.

That was 1998 and she says a lot had changed during her nineteen year absence. “They had changed to a ten key proof machine. It was so small! And different! I had to learn it all over again!”

The bank had also embraced technology during her absence and she had to learn computers for the first time. “Kids today just grow up knowing these things but I had to learn. They were patient with me and I was grateful,” she laughed.

She has seen even more changes in banking since that day. Now she works in the bank’s Operations Department as a Senior Operations Processor. “We do a lot of the same things but the way we do them has changed. Computers have taken a lot of the labor out of what we do,” she said while citing some specific examples including how customer account statements are created. Today, statements are automatically generated by computers. Then, they were created manually by people. Returned checks were filed daily, checked off the customer’s statement and then mailed with the statement to the customer.

Rita also reminisced about the people and other aspects of the bank. As a young woman, she worked for Belle Jenkins, the bank’s first female employee who was known for her no-nonsense approach to work and impeccable style. “A lot of people were intimidated by her but I really liked Belle. She was a good role model for us all,” Rita said as she talked about the day the bank ladies learned they could wear pant suits to work. “I never saw Belle wear anything but a dress or skirt but she wore a pant suit to work one day. She came down to the basement and announced that we would be permitted to wear pantsuits but that the bottom of the jacket had to come to our wrist when we stood,” she explained.

She reminisced about other aspects of the changing dress code including the official bank blazer that every employee was expected to wear every Friday. Many bank customers might remember them in different colors over the years including burgundy, navy blue and gold. “We had to wear them every Friday. That was dress up day,” she said.

Rita talked about others who have come and gone from the bank since she started. “So many of them have passed,” she said while talking about popular bank personalities like Jerry Griffith who was a favorite banker of so many customers that his line would stretch through the lobby while other tellers stood with no customers to wait on. She smiled at the memory of Bob Will, Jr. who carved out time each day to speak to every employee. “He always made you feel like you were important,” she said.

During her time with the bank, Rita has worked for five of the bank’s nine presidents. She has witnessed the bank’s growth from one small community branch with only a handful of employees to a large operation with seventeen branches and close to 250 employees.

“I have enjoyed working here. They’ve been real good to me but it’s time to go. It’s been 35 years and I’m ready to have some freedom, to not have a routine. I told the girls the other day, it’ll be nice to not have to go out into the cold in the mornings,” she laughed.

Rita plans to spend some time on sewing and quilting projects and looks forward to spending more time outdoors next summer. She says she’s “the gopher” for the family farm and is most enthusiastic about spending more time with family. She has been married to her husband Kayle Teeters for forty years and she hopes to spend more time with him, their children and three young grandsons.

Rita, we wish you all the best in your retirement and hope you enjoy your newfound freedom!

Pataskala Banker Embraces Spirit Of Holidays Through Music

Friendly Bremen Banking Center Personal Banker Mitchell McCrady has a busy month ahead of him. By day Mitchell helps customers in our Pataskala branch with everything from cashing checks to opening accounts. After hours he is a passionate musician who plays French horn with three different Central Ohio symphonies and a local opera company. This month, he will be especially busy with Christmas performances in and around the Columbus area.

In fact, he will take part in four Christmas concerts and a New Year’s Eve fundraising gala this month!

beautiful poinsettia in flowerpot, gifts and Christmas ballsMitchell began playing French horn at the age of ten, learning the instrument with the school band at Berne Union in Sugar Grove. During his teen years, Mitchell took lessons at Ohio University in Athens and further developed skills that he carried into college. In fact, he holds an undergraduate degree in Music Performance from University of Dayton and a Masters of Music in Horn Performance from Indiana University.

He is a member of the New Albany Symphony, Central Ohio Symphony, Newark-Granville Symphony Orchestra and Opera Project Columbus and participates in some seasonal projects as well.

Mitchell came to work at VCNB in 2015 and has since worked in our branches in Lancaster, Canal Winchester and now Pataskala, learning the ropes in retail banking and customer service.  “I feel lucky to work at the bank and pursue my passion at the same time. I’m so appreciative of that,” he said.

Here is the schedule of Mitchell’s upcoming holiday shows:

Central Ohio Symphony
Holiday Concert
Sunday, December 9 at 2 p.m. and 4 p.m.
Gray Chapel, Ohio Wesleyan University

New Albany Symphony
Santa and the Symphony***Sensory Friendly Concert***
Saturday, December 15 at 11:30 a.m.
Jeanne B. McCoy Community Center for the Arts
This is a short 45 minute program; perfect for little kids and those with special needs.

Holiday Spectacular
Sunday, December 16 at 3 p.m.
Jeanne B. McCoy Community Center for the Arts

Columbus Dance Theater
MATCHGIRL
Friday, December 14 at 8 p.m.
Saturday, December 15 at 3 p.m. and 8 p.m.
Otterbein University, Fritsche Theatre – Cowan Hall

 
Weathervane Playhouse/Newark-Granville Symphony Orchestra
New Year’s Eve Fundraising Gala
Monday, December 31 at 8 p.m.
Weathervane Playhouse (100 Price Road Newark, OH 43055)

Mitchell invites everyone to come out and support, not just these shows, but other local performances in the area. “Every show is different and I would encourage people to go out and support as many as you can. These are local musicians in your own community and we enjoy giving great performances for people,” he said. “We’re lucky to have such a rich, thriving art scene in Columbus and in areas all over Ohio.”

Small Business Spotlight: BBB Music Center

Small businesses are important to communities and running a business is tough work. That’s why we feature a small business in one of our communities every month! 

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In an age when many specialty stores are going the way of the rotary telephone, downtown Chillicothe continues to support a number of specialty stores. One of the more unique of these is BBB Music Center, a locally owned store that specializes in all things related to musical instruments and sound equipment.

Owner Bob Green said the Water Street store really is a center for the community.  “We’re not here to serve ourselves, we’re here to serve our community,” Green said. “We think it’s still important to have a local music store in town, one that’s friendly to customers and that gives them the services they need.”

Bob Green.JPGBob is an Air Force veteran and family man who has made a point to include family, friends and the entire community in the store. “A lot of my family helps out and I like to get the grandkids in here to teach them some work ethic. They all know how to run the cash register and some of them can tune a drum or a guitar. Some can set up sound systems.” Bob explained as he named each of his children, sons-in-law and grandchildren who help out. One of Bob’s daughters, Sarah Lambert, has been helping customers since he opened shop.

The story of BBB Music Center dates back to 2005 when Bob was trying to purchase a guitar from another area music store. Their look-but-don’t-touch policy meant that he couldn’t try out the instrument he liked before buying it. “I just didn’t understand how you could buy something like that without trying it first. You buy a car, you drive it first. You buy a guitar, you need to know how it feels and what it sounds like,” he explained.

Shortly after, he began selling bluegrass instruments at area festivals and events but it soon became evident that he needed a storefront. The store began life as Bob’s Banjo Barn and has been in a few places around town. Today they are on Water Street and the name shortened to BBB Music Center to reflect the wide variety of merchandise they carry.

In addition to stringed instruments, they sell band instruments and supplies, drum sets, keyboards, amplifiers, sounds systems and all the connectors, cables, power supplies, reeds, strings, neck straps, music books, tuners, cases and cleaning supplies you might need. They offer a wide selection of new and used guitars, banjos, mandolins, violins and strumsticks.

“We look for well-made instruments because we want to sell quality stuff for less money. It’s that simple,” Bob explained. He also is insistent that it’s important to sell customers the right instrument. “We fit people with instruments. They may not realize that a guitar may be too big or too small. We don’t want to see you waste your money. We’d rather help you find the right instrument that could last you a lifetime.”

On top of all that, they do cleaning, repair and restoration for all instruments as well as for sound systems and other musical electronics. In addition, they do warranty repair for certain brands of instruments. “We have experienced people who know what they’re doing and who I trust to do good work for our customers,” Bob continued. “Sometimes an instrument just needs cleaned, adjusted, tuned, or maybe a new set of strings. We can do all that and more.”

They also offer space for instruction. They have classroom space where independent teachers provide lessons for instruments including stringed instruments, keyboard and drums.  Each instrument purchased here comes with a free lesson. Also, it is possible to take lessons through an instructor here without actually owning the instrument but by using one at the store.

instruments and books.JPGBob is cognizant of the need to be competitive in an increasingly online world, working hard to keep prices competitive and to offer those personalized services that online sellers cannot. In fact, many customers come in for help setting up a new instrument they purchased online or to repair one damaged in shipping. “A lot of people buy online without knowing if it’s right for them and without realizing there is work to be done to make a new instrument playable,” he said.

Plus, if they do not carry what you need, they are pleased to order it for you.

They also provide set up and service for sounds systems. “Sometimes a church will call with a problem with their sound system or a microphone or keyboard and we’ll go right over. We know how important it is to have someone to rely on when you’re having a problem.”

Bob also keeps the store active in the community and is complimentary of many other downtown merchants. For example, the store accepts donated instruments which they clean and repair before donating to veterans through the VA Hospital. Churches, veterans and Kenworth employees all receive a ten percent discount.

giftEvery Saturday morning, from 10 a.m. to 1 p.m., a group of locals stop by to jam, playing gospel, folk and bluegrass music in a room at the back of the store. Everyone is welcome and there is no limitation on age or experience – one regular participant is ninety. “Whoever can come just shows up. We’ve seen friendships develop and bands form just from playing in the back room,” he said. Bob hopes to soon offer the jam room to younger artists on Saturdays from 2 p.m. to 4 p.m.

The beautiful thing about this line of work is that music appeals to everyone. “It’s a love, really. There’s nothing like picking up a guitar, closing your eyes and playing. It’s not a man’s world. It’s anybody’s world here. From six to ninety, we serve everyone,” he said.

The store’s customers come from all walks of life and from all over. Bob said that a number of their customers come from West Virginia, Kentucky and from all over Ohio. “We have customers come down from Columbus because the stores up there don’t carry what they need and they don’t offer the service we do” he said.

This store clearly is a passion and a labor of love for Bob. “Come in as a customer and leave as a friend. That’s what we want here,” he said. “Come in and ask questions, try the instruments, be sure about what you’re buying. That’s what we want and we’ll do our best for you.”

BBB Music Center is located at 20 East Water Street. With street parking available in front and in a public lot across the street, it is easy to park and visit them during business hours 10 a.m. to 6 p.m. Monday through Saturday. Call them at 740.772.2262, visit them online or follow them on Facebook.

See more images of the store in the slideshow below.

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Renovation Underway at Salt Creek Banking Center

VCBC SCBC Laurelville Exterior Render Elevation 073118VCBC SCBC Laurelville Render Elevation RED 073118We have started construction on a full renovation project at our Salt Creek Banking Center in Laurelville. This is now the third branch in a multi-year plan to renovate or replace all of our seventeen offices.

We are pretty fired up about the work we have planned here. In fact, when we saw the architect’s renderings of this office we all said a collective “Oh, wow!”

This renovation will usher into Laurelville a new era of banking that will empower most of our retail staff to help customers with all their needs and will create an atmosphere that is both personal and easy for customers to bank.

The work will begin with an exterior renovation that will include widening the front steps and making them easier to climb. The front door will be replaced with one that is wider and easier to open.

Inside, the interior will be remodeled to open the floor plan and add glass storefronts to three office spaces. Lower ceilings and new paint, carpet and lighting will create a light, bright and airy space to do business. A new history wall will spotlight the town’s heritage. Plus digital signage and iPads will provide customers with a more modern, hands-on banking experience.

During construction, temporary teller stations will be set up at the rear of the building and all customers will be asked to use the rear ADA entrance. Our Laurelville customers have been loyal for many, many years and we look forward to giving them a better place to bank.

VCNB Introduces New Business Checking Experience

JCBC Billboard - Not Your Average (BUSINESS CHECKING) - (Jackson Digital)

Here at VCNB we have been serving businesses both big and small since 1867. That experience has taught us a thing or two about business customers and their needs. For one thing, we understand that every business is unique and that literally no two are alike. We also believe that there’s no such thing as an average business customer and that our customers shouldn’t have to settle for an average business checking account.

That’s why we have developed a new kind of business checking experience with Business Rewards Checking and Business Rewards Checking Plus. Both accounts allow you to earn UChoose Reward® Points for purchases made with a registered debit card and for other types of banking habits. These reward points can be redeemed for cash back to your checking account.

A number of features come free with both accounts including Business Mobile Banking and Bill Pay, Basic Business Online Banking, Account Alerts, Electronic Statements, Telebanc Services, Charge Orders, Sage Payroll Services powered by Paychoice®, Merchant Services and Lock Box Services.

Earning rewards is easy with these accounts! For example, earn one point for every $3 spent with your Business Debit Card. Earn 200 points for 21 or more purchases per cycle as well.  Also earn one point for every dollar spent with a VCNB Business Visa® Platinum credit card. One time sign up bonuses are offered for a number of products including Positive Pay, Remote Deposit Capture and Sage Payroll Services Powered by Paychoice.

And now for a limited time, open a Business Rewards Checking Account or Business Rewards Plus Checking Account and earn 10,000 bonus points. Open a Visa Business credit card and earn an additional 10,000 points. Offer ends 12/31/2018.

Want to learn more about these new business accounts, a VCNB Business Visa Platinum credit card or about this limited time special offer? Click here for information. 

View full terms and conditions here.

 

Kids and Money: Seven Tips

As community bankers we frequently visit classrooms to talk about banking and money management.

For the little kids we focus on the difference between needs and wants and on the importance of saving money. For the teens we talk about more complex topics like how banks and credit works. We talk to them about what happens when you borrow money, why everyone needs a checking account and what credit scores mean.

We do this because we believe financial education is important and we are happy to provide this service to youngsters and young adults in our communities. However, we hope that parents will spend some time educating their kids about these topics as well. Here are seven tips to get you started.

Teach them about saving. Whether it’s a piggy bank, a clear glass jar or a passbook savings account, teach your kids to save money and to be excited about seeing it grow. Talk to them about how saving money means they’ll have funds for something they really want or need in the future.

Talk about the difference between needs and wants.   This is a lesson that a lot of adults could use as well. In talking to third graders with our Teach Kids To Save program, we find that they have an excellent grasp on what they need and what they want. They need a pair of shoes. They want the kind that light up when they walk. By the time they’re in high school, we find it’s often harder to get them to admit they don’t need the latest iPhone.

Talk about the cost of things. As you’re grocery shopping or making decisions about purchases, initiate a conversation about why you are buying the off brand canned goods or how buying in bulk saves money in the long run. Help them understand that even the small purchases call for decision making.

Give them a chance to earn money – Whether to give allowance or pay for chores is a personal decision each family must make. We will say that there is wisdom in providing kids with the opportunity to manage money they had to earn. Modest pay for chores or allowance gives them the chance to learn about responsible spending and saving. If you have teenagers, encourage them to take on a part time job or to do odd jobs in the neighborhood.

Help them open a Student Checking Account. They will need one eventually and learning to manage an account now will help them later in life. Click here to learn more about how Student Checking at VCNB works.

Discuss Debt. This is a good subject for everyone but especially for teens who have their eye on car ownership. Talk to them about things they might need to borrow money for – like a car, college education and house – and about saving money for a down payment. Also talk about how to manage a credit card responsibly and why they should avoid charging more than they can pay off in a month.

Talk savings. Teach them about the three most important kinds of savings for adults: personal, emergency and retirement. While retirement savings may not seem like a priority to a teenager, it will be important in a few years once they’re starting out in their career.

Your kids are going to learn about money from someone. Wouldn’t it be better coming from you?