What To Buy Right Now

Each month of the year is the ideal time to buy certain types of merchandise. This time of year is ripe for the picking in many areas as retailers begin their big holiday push with deep discounts on Christmas gifts. Between Black Friday, Small Business Saturday and Cyber Monday as well as all the other days in between, there’s no shortage of opportunities to buy and save.

Cookware and small appliances– The pandemic has many of us cooking more so you may find that it’s high time to replace your cookware with something better. If you’re thinking about a better mixer, pots and pans or baking sheets to help you channel your inner Emeril, this is the time to invest.

Genealogy services – The holidays are typically a season of family togetherness. Maybe that’s why genealogy services like Ancestry and 23andme offer subscription discounts. Look for these services to be on sale this month and next.

Clothes, shoes and accessories – Last season’s clothes, shoes and accessories are now deeply discounted but it’s also a good time to find winter items on sale. Boots, coats, sweaters and other cold weather items have been in the stores for a month or more and retailers are anxious to start moving them out the door.

Electronics – Everyone is looking for a deal on televisions, computers, tablets, and smart home accessories and November doesn’t disappoint. It’s the perfect time to pick up a deal on any of these things and more!

Groceries – The holiday season usually inspires a lot of baking. Cookies for Santa and pies for Thanksgiving are just the tip of the carb filled iceberg so there usually are plenty of sales on baking supplies and mixes. It’s a great time to stock up on pantry items like flour, sugar, chocolate chips and baking mixes for a deal. Turkey, stuffing mixes, frozen breads, punch supplies and many canned goods are available for a great deal in anticipation of Thanksgiving feasting.

Toys and Games – The holidays are for the kids after all! It’s a logical time to find Christmas gifts but also smart to stock up on gifts for birthdays and holidays in the coming year. Don’t forget to save some cash for after Christmas sales too!

Local gift items – We think it’s always a good idea to shop local but many artisans and craftspeople have been working for months in anticipation of Christmas sales. Have a look around and see what unique gift items (and maybe some things for yourself!) can be found in your community!

What To Buy In September

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The month of September has some distinct characteristics – school is back in session, football is well underway and the temperatures are starting to drop. Another characteristic of this month is that there are a ton of bargains to be had if you’re shopping for the right things.

Here are nine things you can get deals on in September.

  1. Holiday Airfaire – Planning to fly during the holiday season? Now is the time to secure those plane tickets! Prices tend to start creeping up in mid-October.
  2. Nursery Plants, Shrubs and Trees – By September, nurseries are clearancing plants, shrubs and trees to make room for fall plants but also to prepare for the winter season. It’s better for them to negotiate on the price than to lose perishable plants to cold weather!
  3. Outdoor Furniture and Grills – The same goes for outdoor furniture and grills. Retailers are actively working this time of year to move out the door any seasonal items they have remaining.
  4. Bicycles – Thinking about taking up cycling? Maybe your kid needs a new bike. The season for riding bicycles in Ohio is nearing an end and many big box stores are eager to slim down their inventory until holiday gift buying begins again.
  5. Pool Supplies – Get a head start on next year’s pool season but snagging bargains on pool gear or even a prefab pool right now!
  6. Luggage – Labor Day weekend typically means sales on luggage. Catch a deal on new bags and suitcases for holiday travel or tuck them away for Christmas gifts!
  7. Summer Apparel – Sales on summer shoes and clothes have been going on for several weeks but remaining items are deeply discounted by September. Stock up on those summer essentials like flip flops, sunglasses, tanks and shorts!
  8. Large Appliances – Labor Day also ushers in large appliance season. Look for deals on energy efficient appliances that will save you money in the long run. Many manufacturers will be introducing new models soon and stores are working to clear out last year’s inventory.
  9. Cars – Another industry working to clear out inventory is the automobile industry. Next year’s model cars are already hitting the lots and dealerships need to clear out the old to make room for the new! VCNB can help you with this. Either contact your local branch to discuss your loan or tell the finance department at your dealership that you wish to finance with VCNB. They can take care of the application right from their desk!

What do you always look for in September? Share your tips in the comments section!

 

What to Buy in February

February is the shortest month of the year but is packed with savings opportunities. What are the best things to buy this month?

Winter clothes and coats ‑ Retailers are making room for Easter dresses, flip flops and bathing suits. That means you can find great deals on all things winter. Coats, gloves, scarves and hats are deeply discounted this time of year. It’s also a great time to pick up heavy sweaters, boots and other winter necessities.

A woman hand carrying a bunch of colorful shopping bagsElectronics ‑ New models of cameras, televisions and other electronics have been introduced and last year’s models are now on clearance. Even smaller items like tablets or blue-ray players that didn’t sell over the holidays are deeply discounted. Also, a lot of cellular phone companies offer great deals for sweethearts who want to upgrade their phones or their phone packages.

Outdoor furniture, grills and AC ‑ Ohio has been hard hit this winter with sub-freezing temperatures and snow so it’s kind of tough to think about hosting an outdoor barbeque. But in just a few months you will be ready to do just that and may be in the market for new patio furniture and other expensive outdoor merchandise. Many retailers will be trying to jumpstart sales of these warm weather items this month with sales.

Appliances and furniture ‑ Usually around mid‑February, retailers begin marking down these items. In fact, some of the lowest prices of the year can be find on washers, refrigerators, beds, sofas and other major household purchases around President’s Day.

Do you shop sales or do you just buy things as you need them?