Christmas is here and, if you’re like many of us, it just feels like there aren’t enough hours in the day. We can’t help with your child’s homework, your gift giving stress or your crazy work schedule but we can help with your bills and banking needs. In fact, there are a few ways we can make your life easier.

Balance Check –It’s important to always know how much money you have. Did your paycheck get direct deposited on time? Did the phone company cash your check? Check your balance instantly with our Online Banking and Mobile App. It’s safe and quick to sign in with your password or with your fingerprint on a mobile device.

Paying Bills – Use Online Bill Pay to pay your bills, set up payment reminders and even receive your bills electronically. You can log in to pay bills individually or set them up on autopay to insure they are paid on time, every time. Want to learn more? Log in to your Online Banking and click the Bill Pay tab.

Zelle® – Send money to people you trust using Zelle. It’s available in your Online Banking and Mobile App and you can send and receive money to individuals using just their mobile phone number or email address. That means you can pay the babysitter or even send a last minute cash gift to someone. If your coworkers agree to split the cost of a gift for the boss, you can send them all a request for payment. It’s a free, fast and safe way to avoid the ATM.

Gift Cards – If you need a quick gift, VCNB is waiving fees for gift cards now through December 31, 2021. Stock up for the holidays at any of our sixteen local branches! 

Credit Cards – Have a VCNB Visa® Favor Platinum card? Pay your bill and check your balance online. It’s quick and easy to log in and maintain your account!

Earn Rewards – If you are spending with your VCNB Visa® Platinum card or with a VCNB Rewards Checking debit card, you can sign up to earn UChoose® Rewards points for your regular purchases. Register your cards with UChoose to earn one point for every $3 spent with your Rewards Checking debit card and one point for every $1 spent with your Visa Platinum credit card. Those points can be redeemed for travel, merchandise, gift cards and more! Rewards Checking customers can even earn cash back. While you’re spending for others, be sure to reward yourself!

ATM Deposits – Sometimes you need to make a deposit but simply can’t make it to the bank during our hours. VCNB ATMs use the latest in technology to deposit checks and cash. Need cash back from that check you deposited? No worries! Just follow the instructions on the screen to receive immediate credit for up to $500 per day. The remainder of the balance will be processed and credit will be given next business day if deposited before 2 p.m. and on the second business day if deposited after 2 p.m.

Go Mobile – Downloading VCNB Mobile is like carrying a bank branch in your pocket. Deposit a check, transfer funds, open accounts and more using our mobile app any time of the day or night.

Life can be hard and, while we love the holidays, they can make life more complicated. Take the complications and the stress out of managing your banking with help from VCNB! Have questions? Our Customer Service Team and the staff at all of our branches are here to help!