School’s out and vacation season is upon us. During the lazy days of summer or the fun filled days of vacation, you don’t want to be preoccupied with paying bills, going to the bank or worrying about money. That’s why we offer a number of options to make it easier for you to put your banking on cruise control while you journey through whatever the summer holds.
- If you’re traveling, remember that we have an excellent Fraud Department that looks out for potential fraud on your cards 24 hours a day. If you’re traveling with a debit card, be sure to use your PIN to avoid being flagged by our Fraud Department. Before you leave for vacation, contact us to make sure we have your cell phone on file. That way, if there is any trouble, we can reach you the instant it happens. If we only have your home number, we may not be able to reach you when you need your card the most.
- Using Online Bill Pay is a convenient way to schedule your bills to pay just once while you’re gone or even as a reoccurring payment. You choose how much to pay and when it will be delivered and we do the rest! This is a free service as long as you use it at least once a month.
- You can do a lot of your banking on the go with VCNB Mobile, our app which allows you to transfer funds between accounts, pay bills, check balances and even deposit a check using the camera on your device. Now you can even change your online banking password in the app rather than log in to a computer to do it.
- Account alerts are a terrific way to be reminded that you have a loan payment due, find out when a deposit hits your account or that your VCNB debit card has been used. A lot of our customers use this last account alert to know each and every time a debit hits their account so they can detect fraud early. We have about two dozen different kinds of account alerts and they are all free for our customers to use!
One last thing – regardless of whether you’re traveling far away or just tooling around your hometown, be sure to always carry an alternate form of payment. Occasionally, you’ll find yourself in a place where plastic isn’t accepted or your card will be flagged for fraudulent activity and has to be turned off. We’ve known customers to fly across country only to have their card turned off because they were a victim of fraud. Always carry a second card or cash just in case you run into trouble.
What are your summer banking tips? Comment below and tell us!