A lot of our customers say they just use the mobile app to check their balances or to see if a charge has gone through. We think that’s super but VCNB Mobile has so much more to offer that we wanted to chat with you today about some other features we think will make you love the app as much as we do.

It offers protection and security
You can use the mobile app to turn your card off when you’re not using it and even to limit spending functions. With a tap of the screen you can turn off your card and then turn it on again when you’re ready to use it. Limit how much your card can be used for in a single transaction, the types of vendors where it can be used and even the geographic area where it can be used.  Say you plan to only use your card at grocery stores and gas stations within a thirty mile radius and you never want a single transaction to go through for more than $200. You can set those limits and then change them as your needs change! 

You can deposit checks
We get how busy you are. In fact, even bank employees don’t want to spend their lunch break making a bank deposit. Instead, you can deposit checks with your mobile app. See full instructions within the app to see how easy this is.

You can pay bills
Online Bill Pay is one of the best features of the app.  From your dentist and accountant to your utility bills, it’s easy to schedule one time payments as well as those that recur.  Some businesses can accept payment electronically while others must be mailed a check.  You choose when they receive their money and we take care of the rest. Even if we have to mail them a check, there’s no charge to you for using this service. However, if you sign up for Online Bill Pay and don’t use it at least once each calendar month, we will charge a fee of $3. Still get a paper bill? Digitize it with VCNB Mobile by taking a picture of the bill!

You can pay people too
Another feature you may not be using yet is Popmoney® personal payment service. Use Popmoney to send money to an individual. Repay your parents the money they loaned you or send a coworker funds to chip in on a gift for the boss using Popmoney.  Plus, if someone owes you money, you can send them a request for payment. All you need is the recipient’s mobile phone number or email address. No personal banking information is required and there is no fee for using Popmoney.

It’s convenient
Banks like to talk about convenience and ease of use when promoting their mobile apps but we are sincere when we say it is convenient and that it’s so simple to use anyone can use it. It is arranged with an easy to follow menu at the bottom of the screen and the numerous options are organized so it’s easy to find what you need.

What’s your favorite use for VCNB Mobile? Tell us below in the comments section. We would love to hear from you!