You’ve found your dream home and now is the time to buy. Do you know what kind of information you will need when applying for a mortgage? Simplify the process by bringing the following information when you meet with your loan officer:

• Tax returns or W2 forms from each employer from the last two years.
• Residence addresses for the past two years.
• Names and addresses of each employer for the past two years.
• One month of recent pay stubs.
• Most current bank statements.

Contact your local office to speak with one of our knowledgeable lenders. VCNB employs lenders who have vast experience with all kinds of home loans and who will be happy to guide you through the process.

Would you like to get a head start on the borrowing process? You can prequalify for a loan from the comfort of home. Click here to get started!