Home Ownership Starts Here.

That’s the message on our billboards and much of our advertising this summer. It’s also a sentiment close to the heart of who we are as a bank. We have teams of people working hard to make your home buying process a success because we know it is important to you. We do our best to help as you start down the road to home ownership and all along the way.

Did you know that we’ve been in business for 148 years? We know a thing or two about financing homes. In fact, we have several mortgage lenders at VCNB with 30 or more years of experience. One thing we’ve learned in the last century and a half is that buying a home can be a stressful process for the prospective home owner. That’s why our lenders work diligently to provide tailored solutions that fit your needs and your budget, to put your mind at ease.

A small amount of customers have a type of loan in mind when they initially meet with their mortgage lender. They know that they prefer a fixed rate, would like to finance through an FHA loan or would like to look into shorter terms. However, most customers have no idea about the type of loan they would need to finance their home. All they know is that they found a home that is perfect for them and they want to buy it. Either way, by choosing VCNB, you can be sure your lender will work hard to find you the best loan for your individual home purchase.

In short, we are your one stop shop for a custom home financing experience, unique to you. Contact one of our experienced lenders today to talk about starting your home ownership the right way, the VCNB way. Prequalify by clicking here.