Control Spending With Gift Cards

Looking for an easy way to control entertainment spending? Why not try using gift cards for these purchases?

It is easy to go over budget on movies, dinner out or new clothes at the mall when you are swiping a debit or credit card. But you may think twice about those entertainment or fun purchases if you know that your spending boundaries are limited to the funds on a gift card.

Gift cards are available for all types of purchases including stores, restaurants and movie theaters, making it easy to “prepay” for the things you want. VCNB also offers a MasterCard ® gift card that is accepted anywhere that MasterCard debit cards are accepted.

Because your receipt from each purchase typically reflects the remaining balance on the card, it is easy to see your dwindling balance and to remember that once the card is depleted, the money for this type of spending is gone.

When purchasing gift cards, remember that the VCNB MasterCard ® gift card is versatile and convenient. If purchasing a gift card for a specific business, consider purchasing from your local pharmacy or grocery store which typically offer rewards points. Another savvy avenue is to check out online gift card retailers that resell unwanted gift cards at a discount.

It may take some getting used to but gift cards are a terrific way to keep your spending in check!

 

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