Who needs a Christmas Club?
We think everyone needs a Christmas Club! Even if saving for Christmas isn’t a priority for you, we have found that most people are saving for some long term goal. Yet a lot of us find it difficult to commit to saving regularly. We have some customers who use their Christmas Club to save for vacation, for the down payment on a car or for home renovations.
If you are using it for Christmas, your savings is direct deposited to the account of your choice in mid-October – just in time for the holiday shopping season!
Here’s how it works:
When you open a Christmas Club account, you determine the amount you wish to save and tell us which of your VCNB accounts you want the payments to be drawn from. We divide your savings goal by 26 and then automatically transfer that amount from the account of your choice into your Christmas Club account every two weeks.
Next October, the amount in your Christmas Club will be deposited into the account of your choice or we can send you a check in the mail.
It’s an easy way to commit to saving regularly and we think you’ll really like it. Ready to open your Christmas Club? Contact your local office today! While supplies last, we’ll give you a holiday tote bag as our way of saying thanks.