
The period between Thanksgiving and New Year’s tends to be the most expensive time of the year for most individuals and families. A VCNB Christmas Club Account is a great way to save a little all year long in preparation for the holidays.
Halloween is next week and that means Thanksgiving is just around the corner, ushering in a season of celebrations that will last through January 1. For many people, this period of time will be the most expensive time of the year.
Parties and gifts, meals out, celebrations at home, Christmas cards, charitable giving – the list of extra expenses can be long during the holiday season. While we all want to be generous with our loved ones, to help those less fortunate and to celebrate and be merry, paying for these extras can be challenging.
That’s why VCNB offers a Christmas Club account.
With a Christmas Club, the customer decides how much money they want to save for next Christmas and from which VCNB account they want the funds to be automatically transferred. VCNB does the rest!
Say you want to save a thousand dollars. We’ll divide that amount into twenty-six payments that will be automatically transferred from your checking or savings account into your Christmas Club. In mid-October 2017, your funds will be direct deposited into the checking or savings account of your choice or sent to you as a paper check.
Since you choose the amount to save, you may wish to save as little as $250 or you may want to save more. The choice is yours.

Receive a holiday tote when you renew or open a new Christmas Club account.
Many customers tell us their Christmas Club is a life saver because it makes their Christmas savings automatic and safe. Others say they use their Christmas Club account to save for other things like vacation, projects at home or other large expenses.
The Christmas Club account automatically renews unless you ask to close it. Each year we give customers a small gift of thanks for renewing. This year’s gift is the holiday tote bag pictured here and it is available while supplies last.
Have questions? Contact our Customer Service Department or your local VCNB office!